The Goose River Bank
BankRegReports is independent of The Goose River Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
The Goose River Bank is an FDIC-insured commercial bank headquartered in Mayville, ND, established in 1881 (FDIC certificate 10236), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $173.4M, up 0.9% from Q2 2025, the 37th largest of 60 banks headquartered in North Dakota. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.48% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 10236
- Headquarters
- Mayville, ND
- Established
- 1881
- Total assets, Q2 2026
- $173.4M
- Assets vs Q2 2025
- +0.9%
- Tier 1 leverage ratio, Q2 2026
- 11.48%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 091301048
- Holding company
- GOOSE RIVER HOLDING COMPANY
- Asset rank in state
- 37th of 60 in North Dakota
The Goose River Bank, based in Mayville, North Dakota, reported $173 million in assets at June 30, 2026. It shrank its loan book 3.3% over the year, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also carries problem assets equal to 10.6% of the capital and reserves that would absorb them, 4.0 times the median of 2.6% for banks its size.
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 1.71% of loans from 3.52%. Loans and deposits moved in opposite directions: over the year loans fell 3.3% and deposits rose 2.9%.
As of June 30, 2026, The Goose River Bank reported a return on assets of 1.39%, a nonperforming-loan ratio of 1.71% and a Texas ratio of 10.63%. The figures come from its call report filed with the FFIEC.
Of the 60 banks headquartered in North Dakota, The Goose River Bank is the 37th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 3.2% to $173.4M, loans rose 0.5% and deposits fell 4.1%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 30.4% of total loans, ahead of farmland and other real estate loans at 26.8%. The FDIC Summary of Deposits lists 3 offices for it, in Mayville, ND, Hillsboro, ND and Hatton, ND; its Mayville office books 45% of its branch deposits. By the capital ratios in its Q2 2026 call report, The Goose River Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 44 Main St W, Mayville, ND 58257
- County
- Traill
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 27, 1881
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 23
- Domestic deposits
- $147.3M
- Allowance for credit losses
- $1.3M
- Net charge-offs (YTD)
- $1K
- Average total assets
- $177.4M
- Average total loans
- $128.5M
- Average interest-bearing deposits
- $112.1M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 10236
- Fed RSSD
- 821157
- Website
- www.gooseriverbank.com →
- Parent Holding Company
- GOOSE RIVER HOLDING COMPANY (RSSD 1123803)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Goose River Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
The Goose River Bank's total assets moved between a low of $165.9M (Q3 2023) and a high of $182.2M (Q4 2024) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$173.4M total assets against $171.8M; $153.7M total liabilities against $153.6M.
$129.1M net loans and leases against $133.5M; $147.3M total deposits against $143.2M.
$16.4M securities against $23.6M; $19.1M cash and balances due against $5.5M.
$2.4M total interest income against $2.4M; $606K total interest expense against $709K.
$1.8M net interest income against $1.7M.
$144K total noninterest income against $128K; $1.3M total noninterest expense against $1.2M.
$67K provision for credit losses against $35K.
$617K net income against $615K.
1.39% return on assets against 1.40%; 4.37% net interest margin against 4.13%.
11.48% tier 1 leverage ratio against 10.91%.
Inside the full The Goose River Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Goose River Bank rankings
Its closest position to the top of a national ranking is 583 of 3,640, for Texas Ratio; its furthest is 3,145 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.88% (Q1 2025) to 1.69% (Q4 2025) and its net interest margin ran from 3.83% (Q3 2024) to 4.42% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.48% | 1.39% | 1.71% | 10.63% | 4.37% |
| Q1 2026 | 11.49% | 1.01% | 2.31% | 14.48% | 4.31% |
| Q4 2025 | 11.57% | 1.69% | 2.76% | 17.12% | 4.42% |
| Q3 2025 | 11.26% | 1.35% | 3.15% | 20.79% | 4.18% |
| Q2 2025 | 10.91% | 1.40% | 3.52% | 24.34% | 4.13% |
| Q1 2025 | 10.74% | 0.88% | 3.30% | 22.91% | 4.16% |
| Q4 2024 | 10.17% | 1.32% | 1.32% | 9.69% | 3.84% |
| Q3 2024 | 10.28% | 1.22% | 0.36% | 2.66% | 3.83% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Goose River Bank | Mayville , ND | 58257 | $65.8M |
| Hillsboro Branch | Hillsboro , ND | 58045 | $52.6M |
| Hatton Branch | Hatton , ND | 58240 | $28.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in ND, rank 43 of 70 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 4 loans, $200K approved, $50K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2015 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows The Goose River Bank’s latest filed figures and updates each quarter.
Similar banks
Compare The Goose River Bank with peers
Frequently asked about The Goose River Bank
What are The Goose River Bank's total assets?
As of the Q2 2026 filing, The Goose River Bank reported total assets of $173.4 million in its FFIEC call report.
Where is The Goose River Bank headquartered?
It is headquartered in Mayville, ND, United States.
When was The Goose River Bank founded?
It was established in 1881, per the FDIC institution directory.
Is The Goose River Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10236). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Goose River Bank?
The Goose River Bank's primary federal regulator is the FDIC.
How many branches does The Goose River Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Goose River Bank's Texas Ratio?
Its Texas Ratio is 10.63% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on The Goose River Bank.
Get an email when The Goose River Bank files its next call report, and benchmark it against any peer you choose.
Unlock The Goose River Bank, freeFree account