Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Topeka, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.07% | 1.25% | +0.82% | 87th top |
| ROAE | 18.52% | 12.22% | +6.30% | 81st top |
| Net Interest Margin | 4.65% | 3.95% | +0.70% | 84th top |
| Efficiency Ratio | 42.40% | 63.71% | -21.31% | 93rd top |
| PPNR / Avg Assets | 2.87% | — | — | 95th top |
| Yield on Earning Assets | 6.29% | 5.67% | +0.62% | 80th top |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.81% | 1.87% | -0.06% | 49th below |
| Net Interest Spread | 4.04% | — | — | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.88% | -0.66% | 64th above |
| NPA / Total Assets | 0.17% | — | — | 63rd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 79th top |
| ACL / Total Loans | 1.08% | — | — | 35th below |
| ACL / NPLs (Coverage) | 497.78% | — | — | 70th above |
| Texas Ratio | 1.41% | 5.96% | -4.55% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.49% | 11.75% | -0.26% | 58th above |
| Equity / Assets | 11.04% | 10.98% | +0.06% | 60th above |
| TCE / Tangible Assets | 11.04% | — | — | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.43% | 80.44% | +8.99% | 30th below |
| Core Deposit Ratio | 82.81% | 86.95% | -4.14% | 23rd bottom |
| Wholesale Funding Ratio | 2.38% | — | — | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.11% | — | — | 55th above |
| Loan Growth (Y/Y) | 6.51% | — | — | 56th above |
| Deposit Growth (Y/Y) | 6.51% | — | — | 67th above |
See Community Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Community Bank peer analysis.