The Haverford Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 1.37 percentage points lower than in Q1 2026, at 21.28%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 22.49% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $40.6M |
| Tier 1 capital | $40.6M |
| Total risk-based capital | — |
| Total equity capital | $40.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 21.28% |
| Tangible equity to tangible assets | 21.28% |
| Equity capital to average assets | 22.49% |
| Internal capital growth rate | 3.66% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $7.0M |
| Retained earnings | $33.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 21.22% | 21.10% | 21.10% |
| Q4 2023 | 20.22% | 20.21% | 20.21% |
| Q1 2024 | 19.51% | 19.70% | 19.70% |
| Q2 2024 | 20.60% | 19.96% | 19.96% |
| Q3 2024 | 21.40% | 17.93% | 17.93% |
| Q4 2024 | 17.10% | 18.04% | 18.04% |
| Q1 2025 | 19.85% | 19.82% | 19.82% |
| Q2 2025 | 19.70% | 20.07% | 20.07% |
| Q3 2025 | 20.82% | 20.66% | 20.66% |
| Q4 2025 | 20.25% | 20.86% | 20.86% |
| Q1 2026 | 23.02% | 22.65% | 22.65% |
| Q2 2026 | 22.49% | 21.28% | 21.28% |
The Haverford Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Haverford Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Haverford Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26189) · FFIEC NIC profile (RSSD 17110)