The Haverford Trust Company: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 9.98 percentage points higher than in Q1 2026, at 100.73%. The Haverford Trust Company ranks 18th of 109 Pennsylvania banks on loan-to-deposit ratio, in the upper half at 100.73% (Q2 2026). The Haverford Trust Company reported 100.73% on loan-to-deposit ratio for Q2 2026, 19.89 points above the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $129.6M |
| Net loans and leases | $129.3M |
| Loans held for sale | $0 |
| Loans to total assets | 67.87% |
| Loan-to-deposit ratio | 100.73% |
| Net loans to equity capital | 3.18% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.00% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 11.06% |
| Consumer | 76.45% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.00% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.60% |
| Interest income on loans | $1.7M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $80.0M | $120.7M | 0.00% | 8.92% | 81.41% |
| Q4 2023 | $87.8M | $119.4M | 0.00% | 11.94% | 79.25% |
| Q1 2024 | $85.2M | $114.1M | 0.00% | 11.82% | 77.70% |
| Q2 2024 | $80.0M | $117.5M | 0.00% | 11.77% | 75.39% |
| Q3 2024 | $87.7M | $142.6M | 0.00% | 11.47% | 74.17% |
| Q4 2024 | $98.4M | $130.1M | 0.00% | 20.04% | 67.56% |
| Q1 2025 | $104.4M | $126.3M | 0.00% | 18.45% | 70.36% |
| Q2 2025 | $111.0M | $124.2M | 0.00% | 15.56% | 71.87% |
| Q3 2025 | $113.2M | $128.2M | 0.00% | 14.33% | 73.98% |
| Q4 2025 | $113.1M | $118.5M | 0.00% | 12.81% | 73.35% |
| Q1 2026 | $106.3M | $117.1M | 0.00% | 11.74% | 76.08% |
| Q2 2026 | $129.6M | $128.7M | 0.00% | 11.06% | 76.45% |
The Haverford Trust Company loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock The Haverford Trust Company, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Haverford Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26189) · FFIEC NIC profile (RSSD 17110)