The Haverford Trust Company: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.14 percentage points in Q2 2026 to 2.33%, the biggest move on this page. On net interest margin, The Haverford Trust Company is 10th from the bottom among 109 Pennsylvania banks, 2.33% (Q2 2026). The Haverford Trust Company reported 2.33% on net interest margin for Q2 2026, 1.62 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.98% |
| Yield on loans | 5.60% |
| Yield on securities | 3.52% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.70% |
| Cost of interest-bearing deposits | 3.61% |
| Cost of interest-bearing liabilities | 3.61% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.33% |
| Yield to cost spread | 1.37% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.7M |
| Total interest expense | $1.1M |
| Interest expense on deposits | $1.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.30% | 5.10% | 2.37% | 7.39% | 5.15% |
| Q4 2023 | 6.46% | 5.29% | 2.38% | 7.42% | 5.24% |
| Q1 2024 | 6.47% | 5.28% | 2.31% | 7.32% | 5.68% |
| Q2 2024 | 6.36% | 5.27% | 2.35% | 7.32% | 5.20% |
| Q3 2024 | 6.29% | 5.33% | 2.16% | 7.34% | 5.33% |
| Q4 2024 | 5.69% | 5.00% | 1.80% | 6.69% | 4.45% |
| Q1 2025 | 5.42% | 4.37% | 2.08% | 6.22% | 4.26% |
| Q2 2025 | 5.58% | 4.29% | 2.36% | 6.33% | 4.15% |
| Q3 2025 | 5.56% | 4.34% | 2.26% | 6.33% | 4.12% |
| Q4 2025 | 5.25% | 4.17% | 2.16% | 5.89% | 3.98% |
| Q1 2026 | 4.90% | 3.69% | 2.19% | 5.50% | 3.59% |
| Q2 2026 | 4.98% | 3.70% | 2.33% | 5.60% | 3.52% |
The Haverford Trust Company yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Haverford Trust Company, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Haverford Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26189) · FFIEC NIC profile (RSSD 17110)