The Haverford Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 9.98 percentage points higher than in Q1 2026, at 100.73%. Among 109 Pennsylvania banks, The Haverford Trust Company sits 3rd from the top on return on assets, 8.56% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, The Haverford Trust Company reported 8.56% on return on assets in Q2 2026, 7.31 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 22.49% |
| Equity capital to assets | 21.28% |
| Tangible equity to tangible assets | 21.28% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.22% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 8.56% |
| Return on equity | 38.24% |
| Net interest margin | 2.33% |
| Efficiency ratio | 80.49% |
| Yield on earning assets | 4.98% |
| Cost of funds | 3.70% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.73% |
| Core deposits to total deposits | 43.74% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 67.37% |
| Securities to assets | 16.60% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 21.22% | 7.00% | 2.37% | 0.00% | 0.00% |
| Q4 2023 | 20.22% | 6.32% | 2.38% | 0.00% | 0.00% |
| Q1 2024 | 19.51% | 6.85% | 2.31% | 0.00% | 0.00% |
| Q2 2024 | 20.60% | 9.02% | 2.35% | 0.00% | 0.00% |
| Q3 2024 | 21.40% | 7.93% | 2.16% | 0.00% | 0.00% |
| Q4 2024 | 17.10% | 7.67% | 1.80% | 0.00% | 0.00% |
| Q1 2025 | 19.85% | 7.44% | 2.08% | 0.00% | 0.00% |
| Q2 2025 | 19.70% | 6.55% | 2.36% | 0.00% | 0.00% |
| Q3 2025 | 20.82% | 7.52% | 2.26% | 0.00% | 0.00% |
| Q4 2025 | 20.25% | 10.18% | 2.16% | 0.00% | 0.00% |
| Q1 2026 | 23.02% | 9.01% | 2.19% | 0.00% | 0.00% |
| Q2 2026 | 22.49% | 8.56% | 2.33% | 0.00% | 0.00% |
The Haverford Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Haverford Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Haverford Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26189) · FFIEC NIC profile (RSSD 17110)