Mission Bank (Kingman, AZ)
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Data as of · sourced from FFIEC call reports. How we update
Mission Bank is an FDIC-insured commercial bank headquartered in Kingman, AZ, established in 2001 (FDIC certificate 57137), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $185.1M, down 3.1% from Q2 2025, the 8th largest of 12 banks headquartered in Arizona. Its CET1 capital ratio was 19.02% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 57137
- Headquarters
- Kingman, AZ
- Established
- 2001
- Total assets, Q2 2026
- $185.1M
- Assets vs Q2 2025
- -3.1%
- CET1 ratio, Q2 2026
- 19.02%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 122105870
- Latest call report
- Q2 2026, FFIEC 051 · Mission Bank call report
- Holding company
- COMMUNITY BANCSHARES, INC.
- Asset rank in state
- 8th of 12 in Arizona
Mission Bank, based in Kingman, Arizona, reported $185 million in assets at June 30, 2026, down 3.1% from a year earlier. It pays an average of 0.79% on its deposits and borrowings, about half the median of 1.80% for the 2,660 banks with $100 million to $1 billion in assets. It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 2.6%).
Earnings jumped: net income for the quarter was $225,000, 127% above the same quarter a year earlier. Paper losses on its bond portfolio are shrinking: unrealized losses of $16 million equal 89% of Tier 1 capital, down from 100% a year earlier. Profitability lags: it earns about $0.48 a year on every $100 of assets, about a third the median of $1.28 for banks its size.
As of June 30, 2026, Mission Bank reported a CET1 capital ratio of 19.02%, a return on assets of 0.48%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 12 banks headquartered in Arizona, Mission Bank is the 8th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.6% to $185.1M, loans rose 0.9% and deposits rose 1.5%. Owner-occupied commercial real estate loans made up 29.6% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 23.3%. The FDIC Summary of Deposits lists 3 offices for it, in Kingman, AZ and Bullhead City, AZ; its Kingman 2 offices book 89% of its branch deposits. On its Q2 2026 call report, Mission Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2439 Hualapai Mountain Rd, Kingman, AZ 86401
- County
- Mohave
- Metro Area
- Lake Havasu City-Kingman, AZ
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- April 30, 2001
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 29
- Domestic deposits
- $171.0M
- Allowance for credit losses
- $828K
- Net charge-offs (YTD)
- $0
- Average total assets
- $186.0M
- Average total loans
- $71.3M
- Average interest-bearing deposits
- $93.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 30, 2001
- FDIC Cert
- 57137
- Fed RSSD
- 2963275
- SEC CIK
- 1635478 → filed by COMMUNITY BANCSHARES, INC.
- Website
- http://missionbankaz.com →
- Parent Holding Company
- COMMUNITY BANCSHARES, INC. (RSSD 3392443)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Mission Bank's total assets ran between $182.2M (Q1 2026) and $194.3M (Q1 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$185.1M total assets against $190.9M; $172.1M total liabilities against $179.6M.
$70.3M net loans and leases against $70.2M; $171.0M total deposits against $177.8M.
$82.9M securities against $85.6M; $25.2M cash and balances due against $27.3M.
$1.8M total interest income against $1.9M; $341K total interest expense against $417K.
$1.4M net interest income against $1.5M.
$140K total noninterest income against $185K; $1.3M total noninterest expense against $1.5M.
$0 provision for credit losses against $0.
$225K net income against $99K.
0.48% return on assets against 0.21%; 3.23% net interest margin against 3.13%.
19.02% CET1 capital ratio against 17.54%; 9.45% tier 1 leverage ratio against 8.62%.
Inside the full Mission Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses equal to more than a quarter of book equity. Because HTM is held at amortized cost, these losses are not reflected in reported capital, the dynamic that masked Silicon Valley Bank's insolvency before its March 2023 failure. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Mission Bank rankings
Its closest position to the top of a national ranking is 393 of 2,134, for CET1 ratio; its furthest is 3,547 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.18% (Q1 2025) to 0.70% (Q4 2025) and its net interest margin ran from 2.94% (Q1 2025) to 3.23% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 19.02% | 0.48% | 0.00% | 0.00% | 3.23% |
| Q1 2026 | 19.06% | 0.60% | 0.23% | 1.18% | 3.17% |
| Q4 2025 | 19.00% | 0.70% | 0.23% | 1.20% | 3.21% |
| Q3 2025 | 17.74% | 0.37% | 0.00% | 0.00% | 3.23% |
| Q2 2025 | 17.54% | 0.21% | 0.00% | 0.00% | 3.13% |
| Q1 2025 | 16.54% | 0.18% | 0.00% | 0.00% | 2.94% |
| Q4 2024 | 16.71% | 0.37% | 0.00% | 0.00% | 3.21% |
| Q3 2024 | 16.53% | 0.19% | 0.00% | 0.00% | 3.22% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Mission Bank (main office) | Kingman , AZ | 86401 | $128.5M |
| Northern Branch | Kingman , AZ | 86409 | $23.1M |
| Bullhead City Branch | Bullhead City , AZ | 86442 | $19.4M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in AZ, rank 37 of 57 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Mission Bank
What are Mission Bank's total assets?
As of the Q2 2026 filing, Mission Bank reported total assets of $185.1 million in its FFIEC call report.
Where is Mission Bank headquartered?
It is headquartered in Kingman, AZ, United States.
When was Mission Bank founded?
It was established in 2001, per the FDIC institution directory.
Is Mission Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57137). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Mission Bank?
Mission Bank's primary federal regulator is the FDIC.
What is Mission Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 19.02% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Mission Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Mission Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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