Bank Comparison
Oklahoma Capital Bank vs Mission Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 8
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Oklahoma Capital Bank | Mission Bank |
|---|---|---|
| CET1 Ratio | — | 19.06% |
| Tier 1 Capital Ratio | — | 19.06% |
| Total Capital Ratio | — | 20.02% |
| Tier 1 Leverage Ratio | 10.31% | 9.39% |
| Equity / Assets | 13.29% | 6.96% |
Profitability
| Metric | Oklahoma Capital Bank | Mission Bank |
|---|---|---|
| Return on Assets (ROA) | 1.29% | 0.60% |
| Return on Equity (ROE) | 9.79% | 8.78% |
| Net Interest Margin (NIM) | 4.65% | 3.17% |
| Yield on Earning Assets | 7.21% | 3.97% |
| Cost of Funds | 2.85% | 0.83% |
Asset quality
| Metric | Oklahoma Capital Bank | Mission Bank |
|---|---|---|
| Texas Ratio | 2.44% | 2.49% |
| Non-Performing Loan Ratio | 0.32% | 0.25% |
| Non-Performing Asset Ratio | 0.26% | 0.10% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 1.06% | 1.17% |
Balance sheet
| Metric | Oklahoma Capital Bank | Mission Bank |
|---|---|---|
| Total Assets | $181,932K | $182,236K |
| Total Deposits | $150,622K | $168,446K |
| Total Loans | $151,005K | $70,516K |
| Total Equity | $24,186K | $12,691K |
| Net Income (quarter) | $585 | $276 |
Liquidity & funding
| Metric | Oklahoma Capital Bank | Mission Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 100.25% | 41.86% |
| Core Deposit Ratio | 87.16% | 95.61% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Oklahoma Capital Bank | Mission Bank |
|---|---|---|
| Headquarters City | TULSA | KINGMAN |
| Headquarters State | OK | AZ |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 3 | 3 |
| Employees (FTE) | 24 | 31 |
| Established | Aug. 10, 1963, midnight | April 30, 2001, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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