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Bank routing number ยท San Marcos, California

Hatch Bank Routing Number (ABA): 322286188

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The Hatch Bank routing number is 322286188. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.

Primary ABA / RTN
322286188

Hatch Bank at a glance

Its CET1 capital ratio was 31.63% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026
$177.5M
CET1 ratio, Q2 2026
31.63%
Deposit insurance
FDIC
Regulator
FDIC
Domestic offices
1 FDIC institution directory, current count
Latest call report
Q2 2026, FFIEC 051
Established
1982

Full financial profile · Is Hatch Bank safe? · Hatch Bank call report · Branch locations

Hatch Bank routing numbers on file

Routing number Type Status Source
322286188 Primary ABA Active FFIEC NIC

Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Hatch Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 32, place this number in the Federal Reserve Bank of San Francisco's district (District 12): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 8618, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Hatch Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Hatch Bank checks or in its online banking. Ask the bank for wire instructions (www.hatchbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Hatch Bank

Hatch Bank is headquartered in San Marcos, California and was established in 1982. It is in the SAN DIEGO-CHULA VISTA-CARLSBAD, CA metro area. It reported $177.5M in total assets and $41.3M in deposits for Q2 2026, the 102nd largest of the 113 banks headquartered in California. See the largest banks in California by total assets. It reports 1 domestic office. Its deposits have been FDIC insured since 1984. Its primary federal regulator is the FDIC.

What the digits in 322286188 mean

The first four digits, 3222, are the Federal Reserve routing symbol. The prefix 32 places the number in the 12th Federal Reserve District (San Francisco), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 8618, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 6 + 7 x 18 + 16 = 160, a multiple of 10, so 322286188 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Hatch Bank routing number?

The Hatch Bank routing number is 322286188. It is the primary ABA routing transit number registered to Hatch Bank, headquartered in San Marcos, CA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Hatch Bank wire routing number?

This page lists the primary routing number registered to Hatch Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Hatch Bank before sending a wire.

Is ABA number 322286188 the routing number for Hatch Bank?

Yes. It is the primary routing number registered to Hatch Bank.

Which bank uses routing number 322286188?

It belongs to Hatch Bank, headquartered in San Marcos, CA. It is the bank's primary ABA routing number (FDIC certificate 25803).

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