Firstrust Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Firstrust Savings Bank is an FDIC-insured savings bank headquartered in Conshohocken, PA, established in 1934 (FDIC certificate 26647), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $5.62B, up 8.1% from Q2 2025, the 13th largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 11.80% at Q2 2026, above regulatory requirements.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 26647
- Headquarters
- Conshohocken, PA
- Established
- 1934
- Total assets, Q2 2026
- $5.62B
- Assets vs Q2 2025
- +8.1%
- CET1 ratio, Q2 2026
- 11.80%
- Domestic offices
- 18 FDIC institution directory, current count
- Routing number
- 236073801
- Holding company
- SEMPERVERDE HOLDING CO
- Asset rank in state
- 13th of 109 in Pennsylvania
Firstrust Savings Bank, based in Conshohocken, Pennsylvania, reported $5.6 billion in assets at June 30, 2026, up 8.1% from a year earlier. It holds about half of its deposits (50%) above the FDIC insurance limit, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 30.9%). It also grew deposits 16.3% over the year, about triple the median of 5.1% for banks its size.
Deposits are coming in faster than loans: over the year loans rose 5.3% and deposits rose 16.3%. Where it has less room is capital: it holds common equity equal to 11.80% of its risk-weighted assets, lower than about three-quarters of banks its size (median 13.52%).
As of June 30, 2026, Firstrust Savings Bank reported a CET1 capital ratio of 11.80%, a return on assets of 1.93%, a nonperforming-loan ratio of 0.79% and a Texas ratio of 4.88%. The figures come from its call report filed with the FFIEC.
Firstrust Savings Bank ranks as the 13th largest of the 109 banks based in Pennsylvania, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 0.2% to $5.62B, loans rose 3.8% and deposits rose 0.1%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 27.6% of total loans, ahead of non-owner-occupied commercial real estate loans at 22.4%. The FDIC Summary of Deposits lists 18 offices for it, in 14 cities across 3 states; its Philadelphia 5 offices book 36% of its branch deposits. Judged on its Q2 2026 call report, Firstrust Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 15 E Ridge Pike, Conshohocken, PA 19428
- County
- Montgomery
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 1, 1934
- Former names
- First Financial Mutual Savings Bank (1986)
- Domestic offices
- 18 FDIC institution directory, current count
- Employees (FTE)
- 572
- Domestic deposits
- $4.76B
- Allowance for credit losses
- $73.8M
- Net charge-offs (YTD)
- $9.7M
- Average total assets
- $5.49B
- Average total loans
- $4.44B
- Average interest-bearing deposits
- $4.58B
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- March 19, 1986
- FDIC Cert
- 26647
- Fed RSSD
- 932978
- Website
- www.firstrust.com →
- Parent Holding Company
- SEMPERVERDE HOLDING CO (RSSD 1250099)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Firstrust Savings Bank's total assets ran between $5.11B (Q2 2024) and $5.82B (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$5.62B total assets against $5.20B; $5.02B total liabilities against $4.61B.
$4.56B net loans and leases against $4.32B; $4.76B total deposits against $4.10B.
$459.6M securities against $440.2M; $488.4M cash and balances due against $320.7M.
$80.4M total interest income against $79.8M; $23.2M total interest expense against $27.2M.
$57.2M net interest income against $52.6M.
$4.5M total noninterest income against $8.4M; $36.7M total noninterest expense against $34.8M.
-$2.6M provision for credit losses against $656K.
$26.5M net income against $25.3M.
1.93% return on assets against 1.94%; 4.19% net interest margin against 4.06%.
11.80% CET1 capital ratio against 12.45%; 11.44% tier 1 leverage ratio against 11.83%.
Inside the full Firstrust Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Firstrust Savings Bank rankings
Its closest position to the top of a national ranking is 254 of 4,196, for total assets; its furthest is 1,770 of 2,134, for CET1 ratio.
Metric pages for Firstrust Savings Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.40% (Q4 2025) to 2.36% (Q3 2025) and its net interest margin ran from 3.76% (Q3 2024) to 4.21% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.80% | 1.93% | 0.79% | 4.88% | 4.19% |
| Q1 2026 | 12.44% | 1.56% | 0.74% | 4.38% | 4.03% |
| Q4 2025 | 11.96% | 1.40% | 0.75% | 4.84% | 4.04% |
| Q3 2025 | 12.32% | 2.36% | 0.57% | 3.48% | 4.21% |
| Q2 2025 | 12.45% | 1.94% | 0.76% | 4.71% | 4.06% |
| Q1 2025 | 12.21% | 2.07% | 0.73% | 4.75% | 3.98% |
| Q4 2024 | 12.13% | 1.62% | 0.57% | 3.83% | 3.89% |
| Q3 2024 | 12.26% | 1.80% | 0.56% | 3.66% | 3.76% |
Swipe the table sideways to see every column.
Branch Network
View all 18 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Firstrust Savings Bank (main office) | Conshohocken , PA | 19428 | $1.10B |
| Sixteeenth and Kennedy Branch | Philadelphia , PA | 19102 | $860.5M |
| Krewstown Shopping Center Branch | Philadelphia , PA | 19115 | $499.1M |
| West Lancaster Branch | Bryn Mawr , PA | 19010 | $356.7M |
| Southampton Branch | Southampton , PA | 18966 | $273.2M |
| Jenkintown Branch | Jenkintown , PA | 19046 | $250.5M |
| Walnut Street Branch | Philadelphia , PA | 19103 | $192.3M |
| Cherry Hill Branch Office | Cherry Hill , NJ | 08034 | $186.3M |
| Allentown Branch | Allentown , PA | 18104 | $172.1M |
| 288 South Main Branch | Doylestown , PA | 18901 | $162.2M |
| Philadelphia Branch | Philadelphia , PA | 19152 | $161.1M |
| Coulter Avenue Branch | Ardmore , PA | 19003 | $141.3M |
| Gladwyne Branch | Gladwyne , PA | 19035 | $118.7M |
| Goodnoe's Corner Branch | Newtown , PA | 18940 | $78.3M |
| City Branch | Bala-Cynwyd , PA | 19004 | $70.6M |
| Horsham Branch | Horsham , PA | 19044 | $61.8M |
| Towson Branch Office | Towson , MD | 21204 | $50.8M |
| Point Breeze Avenue Branch | Philadelphia , PA | 19146 | $26.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 31, 1979 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.8% of deposits in PA, rank 24 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 40 loans, $54.6M approved, $1.4M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Firstrust Savings Bank
What are Firstrust Savings Bank's total assets?
As of the Q2 2026 filing, Firstrust Savings Bank reported total assets of $5.62 billion in its FFIEC call report.
Where is Firstrust Savings Bank headquartered?
It is headquartered in Conshohocken, PA, United States.
When was Firstrust Savings Bank founded?
It was established in 1934, per the FDIC institution directory.
Is Firstrust Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #26647). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Firstrust Savings Bank?
Firstrust Savings Bank's primary federal regulator is the FDIC.
What is Firstrust Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.80% in its Q2 2026 call report, above regulatory requirements.
How many branches does Firstrust Savings Bank operate?
It operates 18 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Firstrust Savings Bank's Texas Ratio?
Its Texas Ratio is 4.88% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Firstrust Savings Bank previously called?
The charter now named Firstrust Savings Bank has also operated as First Financial Mutual Savings Bank (1986), per FDIC structure-change records.
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