Firstrust Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Risk-weighted assets rose 4.8% in Q2 2026 to $5.35B, the biggest move on this page. Firstrust Savings Bank ranks 60th of 72 Pennsylvania banks on CET1 ratio, in the lower half at 11.80% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.49% on CET1 ratio. Firstrust Savings Bank sits 1.69 points lower, at 11.80% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.80% |
| Tier 1 risk-based capital ratio | 11.80% |
| Total risk-based capital ratio | 13.06% |
| Tier 1 leverage ratio | 11.44% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $631.0M |
| Tier 1 capital | $631.0M |
| Total risk-based capital | $698.0M |
| Total equity capital | $602.4M |
| Risk-weighted assets | $5.35B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.71% |
| Tangible equity to tangible assets | 10.67% |
| Equity capital to average assets | 10.97% |
| Internal capital growth rate | -2.28% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $3.1M |
| Common stock surplus | $117.2M |
| Retained earnings | $513.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$31.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.02% | 12.02% | 13.27% | 10.86% | $4.67B |
| Q4 2023 | 12.47% | 12.47% | 13.72% | 11.21% | $4.59B |
| Q1 2024 | 12.77% | 12.77% | 14.03% | 11.34% | $4.52B |
| Q2 2024 | 12.66% | 12.66% | 13.92% | 11.43% | $4.66B |
| Q3 2024 | 12.26% | 12.26% | 13.52% | 11.45% | $4.83B |
| Q4 2024 | 12.13% | 12.13% | 13.39% | 11.41% | $4.93B |
| Q1 2025 | 12.21% | 12.21% | 13.47% | 11.33% | $4.96B |
| Q2 2025 | 12.45% | 12.45% | 13.70% | 11.83% | $4.99B |
| Q3 2025 | 12.32% | 12.32% | 13.57% | 11.60% | $5.14B |
| Q4 2025 | 11.96% | 11.96% | 13.22% | 11.06% | $5.21B |
| Q1 2026 | 12.44% | 12.44% | 13.69% | 11.31% | $5.10B |
| Q2 2026 | 11.80% | 11.80% | 13.06% | 11.44% | $5.35B |
Firstrust Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Firstrust Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Firstrust Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26647) · FFIEC NIC profile (RSSD 932978)