Firstrust Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Firstrust Savings Bank of Conshohocken, PA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.93% | 1.34% | +0.59% | 84th top |
| ROAE | 17.56% | 12.34% | +5.22% | 82nd top |
| Net Interest Margin | 4.19% | 3.83% | +0.36% | 78th top |
| Efficiency Ratio | 59.47% | 58.97% | +0.50% | 46th below |
| PPNR / Avg Assets | 1.82% | — | — | 57th above |
| Yield on Earning Assets | 5.88% | 5.71% | +0.17% | 70th above |
| Cost of Funds | 1.55% | 2.02% | -0.47% | 78th top |
| Net Interest Spread | 3.39% | — | — | 70th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.79% | 0.87% | -0.08% | 35th below |
| NPA / Total Assets | 0.67% | — | — | 33rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.43% | -0.35% | 33rd below |
| ACL / Total Loans | 1.59% | — | — | 89th top |
| ACL / NPLs (Coverage) | 201.65% | — | — | 50th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.88% | 5.48% | -0.60% | 40th below |
| Provision / NCO | -302.22% | — | — | 3rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.80% | 14.99% | -3.19% | 20th bottom |
| Tier 1 Ratio | 11.80% | 15.02% | -3.22% | 19th bottom |
| Total Capital Ratio | 13.06% | — | — | 23rd bottom |
| Leverage Ratio | 11.44% | 11.11% | +0.33% | 68th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.71% | 11.02% | -0.31% | 55th above |
| TCE / Tangible Assets | 10.67% | — | — | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.23% | 86.99% | +10.24% | 23rd bottom |
| Core Deposit Ratio | 94.38% | 85.57% | +8.81% | 81st top |
| Uninsured Deposit Ratio | 49.66% | 33.19% | +16.47% | 10th bottom |
| Wholesale Funding Ratio | 3.04% | — | — | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.12% | — | — | 67th above |
| Loan Growth (Y/Y) | 5.33% | — | — | 47th below |
| Deposit Growth (Y/Y) | 16.33% | — | — | 86th top |
See Firstrust Savings Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Firstrust Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Firstrust Savings Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Firstrust Savings Bank peer analysis.