Firstrust Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits climbed 3.63 percentage points in Q2 2026, from 92.05% to 95.68%. It was the largest change from Q1 2026 among the key lines here. Firstrust Savings Bank ranks 29th of 109 Pennsylvania banks on loan-to-deposit ratio, in the upper half at 97.23% (Q2 2026). Firstrust Savings Bank reported 97.23% on loan-to-deposit ratio for Q2 2026, 9.02 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $488.4M |
| Cash and noninterest-bearing balances to assets | 8.69% |
| Cash and securities | $948.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $95.9M |
| Other borrowed money | $75.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.33% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.23% |
| Net loans and leases to deposits | 95.68% |
| Loans and leases to core deposits | 101.07% |
| Core deposits to total deposits | 94.38% |
| Brokered deposits to total deposits | 1.82% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 109.00% | 86.85% | $122.2M | $470.0M |
| Q4 2023 | 101.18% | 89.06% | $82.8M | $295.0M |
| Q1 2024 | 92.54% | 90.03% | $80.3M | $325.0M |
| Q2 2024 | 109.28% | 90.09% | $99.4M | $500.0M |
| Q3 2024 | 109.00% | 89.33% | $82.2M | $420.0M |
| Q4 2024 | 107.73% | 90.40% | $87.2M | $445.0M |
| Q1 2025 | 108.49% | 90.68% | $92.3M | $405.0M |
| Q2 2025 | 107.38% | 90.31% | $80.1M | $330.0M |
| Q3 2025 | 104.36% | 91.34% | $77.2M | $380.0M |
| Q4 2025 | 99.42% | 91.84% | $92.8M | $165.0M |
| Q1 2026 | 93.67% | 93.00% | $98.0M | $75.0M |
| Q2 2026 | 97.23% | 94.38% | $95.9M | $75.0M |
Firstrust Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Firstrust Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Firstrust Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26647) · FFIEC NIC profile (RSSD 932978)