Lists · Deposits by metro area
Raleigh-Cary, NC Metro Area Bank Deposit Market Share
First-Citizens Bank & Trust Company holds the largest share of deposits in the Raleigh-Cary, NC metro area, 64.6%, followed by Wells Fargo Bank, N.A. (7.0%) and Truist Bank (6.9%). 37 institutions hold $110.29B at 289 offices as of June 30, 2026, up 8.5% from 2025.
Largest share changes since 2025
Gained: First-Citizens Bank & Trust Company (2.05 points); First Carolina Bank (0.46 points); TowneBank (0.32 points).
Lost: Wells Fargo Bank, N.A. (-1.38 points); Truist Bank (-0.37 points); Bank of America, N.A. (-0.23 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | $71.30B | 64.64% | +2.05 pts |
| 2 | Wells Fargo Bank, N.A. | $7.74B | 7.02% | -1.38 pts |
| 3 | Truist Bank | $7.60B | 6.89% | -0.37 pts |
| 4 | Bank of America, N.A. | $4.33B | 3.93% | -0.23 pts |
| 5 | PNC Bank, N.A. | $4.24B | 3.85% | +0.15 pts |
| 6 | TowneBank | $2.06B | 1.87% | +0.32 pts |
| 7 | First Carolina Bank | $1.39B | 1.26% | +0.46 pts |
| 8 | First Horizon Bank | $1.35B | 1.23% | -0.19 pts |
| 9 | The Fidelity Bank | $1.31B | 1.19% | -0.04 pts |
| 10 | North State Bank | $1.13B | 1.03% | -0.02 pts |
| 11 | Pinnacle Bank | $1.07B | 0.97% | +0.05 pts |
| 12 | Fifth Third Bank, N.A. | $1.06B | 0.96% | -0.05 pts |
| 13 | First National Bank of Pennsylvania | $1.06B | 0.96% | -0.09 pts |
| 14 | JPMorgan Chase Bank, N.A. | $988.6M | 0.90% | +0.08 pts |
| 15 | United Community Bank | $929.6M | 0.84% | -0.10 pts |
| 16 | KS Bank, Inc. | $570.7M | 0.52% | +0.05 pts |
| 17 | First Bank | $390.0M | 0.35% | -0.03 pts |
| 18 | Southern First Bank | $275.3M | 0.25% | +0.03 pts |
| 19 | HomeTrust Bank | $182.2M | 0.17% | 0.00 pts |
| 20 | Southern Bank and Trust Company | $167.6M | 0.15% | +0.00 pts |
| 21 | Regions Bank | $154.4M | 0.14% | -0.03 pts |
| 22 | SouthState Bank, N.A. | $134.3M | 0.12% | +0.00 pts |
| 23 | The Huntington National Bank | $110.5M | 0.10% | +0.10 pts |
| 24 | Piedmont Federal Savings Bank | $110.4M | 0.10% | +0.01 pts |
| 25 | First Federal Bank | $78.8M | 0.07% | -0.01 pts |
| 26 | Benchmark Community Bank | $73.4M | 0.07% | +0.01 pts |
| 27 | Atlantic Union Bank | $71.3M | 0.06% | +0.01 pts |
| 28 | United Bank | $68.7M | 0.06% | -0.02 pts |
| 29 | Carter Bank & Trust | $59.3M | 0.05% | +0.01 pts |
| 30 | Capital Bank, N.A. | $58.3M | 0.05% | +0.04 pts |
| 31 | Mechanics & Farmers Bank | $48.9M | 0.04% | -0.01 pts |
| 32 | Woodforest National Bank | $45.3M | 0.04% | 0.00 pts |
| 33 | Providence Bank | $41.4M | 0.04% | +0.00 pts |
| 34 | Farmers and Merchants Bank | $34.0M | 0.03% | +0.01 pts |
| 35 | TD Bank, N.A. | $25.2M | 0.02% | +0.01 pts |
| 36 | First Bank | $17.2M | 0.02% | -0.01 pts |
| 37 | FSNB, N.A. | $4.5M | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Raleigh-Cary, NC (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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