Home › Rankings › Deposits by state › North CarolinaLists · Deposits by state
North Carolina Bank Deposits by Institution 86 institutions operate 2,012 offices in North Carolina, holding $695.55B in deposits as of June 30, 2026, -4.2% from 2025. Bank of America, N.A. has the largest share at 43.8%, followed by Truist Bank (16.9%).
Listed: 86 of 86Offices: 2,012Survey: FDIC Summary of Deposits, June 30, 2026
# Institution Offices Deposits in North Carolina Market share Change from 2025 1 Bank of America, N.A. 109 $304.65B 43.80% -8.6% 2 Truist Bank 276 $117.66B 16.92% -6.1% 3 First-Citizens Bank & Trust Company 196 $93.35B 13.42% 9.4% 4 Wells Fargo Bank, N.A. 217 $50.97B 7.33% -16.6% 5 Live Oak Banking Company 1 $14.68B 2.11% 16.2% 6 PNC Bank, N.A. 100 $13.21B 1.90% 15.2% 7 First Bank 101 $9.72B 1.40% 2.2% 8 First National Bank of Pennsylvania 95 $8.85B 1.27% -0.7% 9 Fifth Third Bank, N.A. 87 $7.75B 1.11% 1.0% 10 Pinnacle Bank 44 $7.70B 1.11% 11.0% 11 Banc of California 1 $7.09B 1.02% 23.8% 12 First Horizon Bank 78 $6.76B 0.97% -4.7% 13 TowneBank 24 $5.25B 0.75% 33.6% 14 Southern Bank and Trust Company 46 $4.06B 0.58% 6.6% 15 The Fidelity Bank 52 $4.05B 0.58% 7.6% 16 United Community Bank 37 $3.67B 0.53% 0.0% 17 JPMorgan Chase Bank, N.A. 61 $2.95B 0.42% 24.0% 18 United Bank 43 $2.65B 0.38% 4.3% 19 First Carolina Bank 5 $2.54B 0.37% -5.6% 20 Bank OZK 26 $2.32B 0.33% 6.4% 21 HomeTrust Bank 18 $2.30B 0.33% -4.1% 22 SouthState Bank, N.A. 20 $2.19B 0.31% 0.5% 23 Peoples Bank 16 $1.57B 0.23% 3.5% 24 Providence Bank 10 $1.29B 0.19% 8.7% 25 Regions Bank 6 $1.23B 0.18% 0.2% 26 North State Bank 7 $1.23B 0.18% 6.7% 27 Uwharrie Bank 10 $1.10B 0.16% 3.4% 28 TD Bank, N.A. 16 $980.5M 0.14% -36.3% 29 Piedmont Federal Savings Bank 10 $973.7M 0.14% 3.0% 30 Atlantic Union Bank 11 $947.0M 0.14% 6.2% 31 Farmers and Merchants Bank 12 $842.6M 0.12% 6.6% 32 KS Bank, Inc. 12 $785.2M 0.11% 18.5% 33 Carter Bank & Trust 15 $695.7M 0.10% -2.1% 34 First Community Bank 11 $572.6M 0.08% 4.4% 35 Blueharbor Bank 3 $551.2M 0.08% 17.8% 36 Southern First Bank 3 $519.1M 0.07% 28.1% 37 Bank of Oak Ridge 5 $509.6M 0.07% -7.6% 38 Lumbee Guaranty Bank 14 $490.4M 0.07% 5.1% 39 Triad Business Bank 3 $477.1M 0.07% 0.9% 40 Lifestore Bank 4 $429.7M 0.06% 2.3% 41 Woodforest National Bank 90 $423.8M 0.06% 2.6% 42 Mechanics & Farmers Bank 8 $402.2M 0.06% -4.5% 43 First Federal Savings Bank of Lincolnton 4 $390.3M 0.06% -1.1% 44 The Huntington National Bank 7 $381.0M 0.05% 209.3% 45 U.S. Bank N.A. 7 $380.2M 0.05% 17.8% 46 Skyline National Bank 10 $358.8M 0.05% 7.5% 47 The Park National Bank 3 $356.5M 0.05% 14.2% 48 Roxboro Savings Bank, SSB 2 $292.8M 0.04% 6.2% 49 Nantahala Bank & Trust Company 3 $260.4M 0.04% 6.7% 50 ServisFirst Bank 3 $257.8M 0.04% 75.7% 51 First Federal Bank 7 $250.5M 0.04% 3.9% 52 Taylorsville Savings Bank, SSB 3 $215.1M 0.03% 13.0% 53 Commercial Bank 4 $211.7M 0.03% -7.3% 54 American Bank of the Carolinas 3 $183.8M 0.03% 7.6% 55 Benchmark Community Bank 4 $145.0M 0.02% 24.8% 56 New Republic Bank 1 $138.0M 0.02% -18.9% 57 Belmont Savings Bank, SSB 1 $111.3M 0.02% 15.9% 58 First Capital Bank 1 $99.8M 0.01% -5.1% 59 Ameris Bank 1 $92.6M 0.01% -25.3% 60 Paragon Bank 1 $91.2M 0.01% 18.4% 61 Morganton Savings Bank, S.S.B. 1 $77.7M 0.01% 9.0% 62 Oakworth Capital Bank 1 $75.5M 0.01% 64.0% 63 Riverside Savings Bank, SSB 1 $72.5M 0.01% 1.1% 64 The First Bank and Trust Company 4 $72.5M 0.01% 8.3% 65 Bank of Tennessee 2 $70.7M 0.01% 0.3% 66 Encore Bank 2 $63.1M 0.01% -18.2% 67 Capital Bank, N.A. 1 $58.3M 0.01% 553.2% 68 Select Bank 1 $50.8M 0.01% 12.7% 69 First Bank 2 $48.5M 0.01% -8.3% 70 Tarboro Savings Bank, SSB 1 $47.8M 0.01% -2.3% 71 Movement Bank 2 $45.5M 0.01% -1.7% 72 First Savings and Loan Association 1 $41.6M 0.01% -7.0% 73 Black Mountain Savings Bank, SSB 1 $37.7M 0.01% 1.0% 74 FSNB, N.A. 12 $36.8M 0.01% 4.2% 75 The Citizens Bank 1 $33.8M 0.00% — 76 Jackson Savings Bank, SSB 1 $24.7M 0.00% 4.0% 77 Coastal Carolina National Bank 1 $20.5M 0.00% 174.6% 78 Hertford Savings Bank, SSB 1 $18.5M 0.00% 13.9% 79 Blue Ridge Bank, N.A. 1 $18.2M 0.00% -31.6% 80 Trupoint Bank 1 $16.2M 0.00% -23.4% 81 New Peoples Bank, Inc. 1 $13.1M 0.00% 46.2% 82 Cedar Hill National Bank 1 $2.0M 0.00% 0.0% 83 Flagstar Bank, N.A. 1 $0 0.00% — 84 Amg National Trust Bank 1 $0 0.00% — 85 Davidson Trust Co. 1 $0 0.00% — 86 Old National Bank 1 $0 0.00% —
About this list Deposits are those held at each institution's offices in North Carolina as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the bank is headquartered in. Market share is the institution's deposits divided by all deposits in North Carolina. Change from 2025 compares the same institution's North Carolina deposits and includes deposits that moved through mergers and branch sales; a dash means the institution had no offices here a year earlier. For banks headquartered in the state, see the North Carolina bank directory .