Lists · Deposits by metro area
Winston-Salem, NC Metro Area Bank Deposit Market Share
Truist Bank holds the largest share of deposits in the Winston-Salem, NC metro area, 27.6%, followed by Wells Fargo Bank, N.A. (18.0%) and First National Bank of Pennsylvania (9.1%). 23 institutions hold $15.49B at 130 offices as of June 30, 2026, up 4.8% from 2025.
Largest share changes since 2025
Gained: Pinnacle Bank (0.83 points); The Huntington National Bank (0.36 points); United Community Bank (0.33 points, new to this market).
Lost: First Horizon Bank (-0.65 points); Wells Fargo Bank, N.A. (-0.56 points); First-Citizens Bank & Trust Company (-0.34 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Truist Bank | $4.28B | 27.60% | +0.18 pts |
| 2 | Wells Fargo Bank, N.A. | $2.79B | 18.04% | -0.56 pts |
| 3 | First National Bank of Pennsylvania | $1.40B | 9.05% | -0.21 pts |
| 4 | Pinnacle Bank | $1.29B | 8.34% | +0.83 pts |
| 5 | First Horizon Bank | $1.12B | 7.21% | -0.65 pts |
| 6 | First-Citizens Bank & Trust Company | $1.04B | 6.71% | -0.34 pts |
| 7 | Bank of America, N.A. | $962.1M | 6.21% | -0.13 pts |
| 8 | Piedmont Federal Savings Bank | $736.1M | 4.75% | -0.18 pts |
| 9 | Bank OZK | $429.2M | 2.77% | +0.04 pts |
| 10 | The Fidelity Bank | $393.8M | 2.54% | +0.12 pts |
| 11 | First Bank | $387.2M | 2.50% | -0.10 pts |
| 12 | PNC Bank, N.A. | $160.6M | 1.04% | -0.01 pts |
| 13 | Skyline National Bank | $98.0M | 0.63% | +0.04 pts |
| 14 | The Huntington National Bank | $75.8M | 0.49% | +0.36 pts |
| 15 | HomeTrust Bank | $70.4M | 0.45% | -0.01 pts |
| 16 | United Community Bank | $50.6M | 0.33% | +0.33 pts |
| 17 | Triad Business Bank | $46.4M | 0.30% | -0.11 pts |
| 18 | JPMorgan Chase Bank, N.A. | $36.0M | 0.23% | +0.22 pts |
| 19 | Woodforest National Bank | $33.6M | 0.22% | -0.01 pts |
| 20 | TowneBank | $33.1M | 0.21% | +0.21 pts |
| 21 | Mechanics & Farmers Bank | $21.1M | 0.14% | -0.02 pts |
| 22 | Atlantic Union Bank | $19.0M | 0.12% | +0.01 pts |
| 23 | Carter Bank & Trust | $17.3M | 0.11% | -0.03 pts |
About this list
Deposits are those held at each institution's offices in Winston-Salem, NC (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Counties in this metro area
Statewide deposits
Largest metro areas
More lists and rankings
Explore more: deposits by state · deposits by metro area · all rankings