Lists · Deposits by metro area
San Francisco-Oakland-Berkeley, CA Metro Area Bank Deposit Market Share
Bank of America, N.A. holds the largest share of deposits in the San Francisco-Oakland-Berkeley, CA metro area, 48.7%, followed by Wells Fargo Bank, N.A. (17.7%) and JPMorgan Chase Bank, N.A. (10.9%). 69 institutions hold $512.65B at 803 offices as of June 30, 2026, up 9.3% from 2025.
Largest share changes since 2025
Gained: Bank of America, N.A. (2.89 points); Citizens Bank, N.A. (0.85 points); Fifth Third Bank, N.A. (0.53 points, new to this market).
Lost: Wells Fargo Bank, N.A. (-1.98 points); Citibank, N.A. (-0.84 points); JPMorgan Chase Bank, N.A. (-0.47 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | $249.87B | 48.74% | +2.89 pts |
| 2 | Wells Fargo Bank, N.A. | $90.77B | 17.71% | -1.98 pts |
| 3 | JPMorgan Chase Bank, N.A. | $55.66B | 10.86% | -0.47 pts |
| 4 | Citibank, N.A. | $16.54B | 3.23% | -0.84 pts |
| 5 | Bank of America California, N.A. | $12.31B | 2.40% | -0.29 pts |
| 6 | BMO Bank N.A. | $10.35B | 2.02% | -0.38 pts |
| 7 | U.S. Bank N.A. | $9.21B | 1.80% | -0.17 pts |
| 8 | Citizens Bank, N.A. | $8.41B | 1.64% | +0.85 pts |
| 9 | East West Bank | $6.39B | 1.25% | -0.10 pts |
| 10 | HSBC Bank USA, N.A. | $5.10B | 1.00% | -0.09 pts |
| 11 | Fremont Bank | $4.84B | 0.94% | -0.08 pts |
| 12 | Mechanics Bank | $4.01B | 0.78% | -0.02 pts |
| 13 | City National Bank | $2.98B | 0.58% | +0.03 pts |
| 14 | Fifth Third Bank, N.A. | $2.71B | 0.53% | +0.53 pts |
| 15 | Western Alliance Bank | $2.50B | 0.49% | +0.16 pts |
| 16 | PNC Bank, N.A. | $2.42B | 0.47% | +0.14 pts |
| 17 | Citizens Business Bank, N.A. | $2.31B | 0.45% | +0.45 pts |
| 18 | EverBank, N.A. | $2.30B | 0.45% | +0.12 pts |
| 19 | Bank of Marin | $2.20B | 0.43% | -0.01 pts |
| 20 | Valley National Bank | $2.01B | 0.39% | +0.08 pts |
| 21 | Cathay Bank | $1.54B | 0.30% | -0.01 pts |
| 22 | Zions Bancorporation, N.A. | $1.40B | 0.27% | +0.01 pts |
| 23 | Tri Counties Bank | $1.32B | 0.26% | +0.00 pts |
| 24 | California Bank of Commerce, N.A. | $1.28B | 0.25% | +0.00 pts |
| 25 | Westamerica Bank | $1.10B | 0.22% | -0.02 pts |
| 26 | Bank of the Orient | $1.01B | 0.20% | +0.01 pts |
| 27 | Poppy Bank | $993.9M | 0.19% | -0.01 pts |
| 28 | Beneficial State Bank | $839.6M | 0.16% | -0.02 pts |
| 29 | The Northern Trust Company | $809.1M | 0.16% | -0.01 pts |
| 30 | Bank of San Francisco | $740.7M | 0.14% | +0.02 pts |
| 31 | Five Star Bank | $728.4M | 0.14% | +0.05 pts |
| 32 | United Business Bank | $722.7M | 0.14% | 0.00 pts |
| 33 | Commercial Bank of California | $677.7M | 0.13% | -0.02 pts |
| 34 | Pacific Coast Bankers' Bank | $653.0M | 0.13% | +0.03 pts |
| 35 | Industrial and Commercial Bank of China (USA), N.A. | $547.8M | 0.11% | +0.01 pts |
| 36 | Farmers & Merchants Bank of Central California | $476.1M | 0.09% | -0.01 pts |
| 37 | Columbia Bank | $454.5M | 0.09% | -0.01 pts |
| 38 | First-Citizens Bank & Trust Company | $437.9M | 0.09% | 0.00 pts |
| 39 | Amalgamated Bank | $435.7M | 0.08% | +0.00 pts |
| 40 | WaFd Bank | $412.9M | 0.08% | -0.02 pts |
| 41 | First Bank | $357.1M | 0.07% | -0.01 pts |
| 42 | Preferred Bank | $351.6M | 0.07% | +0.00 pts |
| 43 | State Bank of India (California) | $237.9M | 0.05% | +0.00 pts |
| 44 | Mission National Bank | $237.1M | 0.05% | +0.00 pts |
| 45 | Gateway Bank, F.S.B. | $204.1M | 0.04% | -0.01 pts |
| 46 | Bac Community Bank | $198.9M | 0.04% | 0.00 pts |
| 47 | First Federal Savings and Loan Association of San Rafael | $178.3M | 0.03% | 0.00 pts |
| 48 | Metropolitan Bank | $168.4M | 0.03% | -0.01 pts |
| 49 | Flagstar Bank, N.A. | $162.2M | 0.03% | -0.05 pts |
| 50 | Hanmi Bank | $142.7M | 0.03% | 0.00 pts |
| 51 | Beacon Business Bank, N.A. | $134.2M | 0.03% | 0.00 pts |
| 52 | Golden Bank, N.A. | $121.4M | 0.02% | -0.01 pts |
| 53 | Bank of Guam | $107.9M | 0.02% | +0.01 pts |
| 54 | Summit Bank | $107.4M | 0.02% | 0.00 pts |
| 55 | CTBC Bank Corp. (USA) | $96.8M | 0.02% | +0.01 pts |
| 56 | First Commercial Bank (U.S.A) | $63.3M | 0.01% | +0.00 pts |
| 57 | GBC International Bank | $62.7M | 0.01% | 0.00 pts |
| 58 | California Pacific Bank | $59.2M | 0.01% | 0.00 pts |
| 59 | Liberty Bank N.A. | $57.9M | 0.01% | +0.00 pts |
| 60 | Bank of Stockton | $48.0M | <0.01% | 0.00 pts |
| 61 | Southwestern National Bank | $39.6M | <0.01% | +0.00 pts |
| 62 | Sunflower Bank, N.A. | $18.3M | <0.01% | +0.00 pts |
| 63 | Monet Bank | $7.2M | <0.01% | 0.00 pts |
| 64 | Exchange Bank | $2.4M | <0.01% | +0.00 pts |
| 65 | The Bank of New York Mellon | $0 | <0.01% | 0.00 pts |
| 65 | Safra National Bank of New York | $0 | <0.01% | 0.00 pts |
| 65 | Happen Bank, N.A. | $0 | <0.01% | 0.00 pts |
| 65 | CIBC National Trust Company | $0 | <0.01% | 0.00 pts |
| 65 | BNY Mellon, N.A. | $0 | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in San Francisco-Oakland-Berkeley, CA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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