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BanksHertford Savings Bank, Ssb

Hertford Savings Bank, Ssb

HERTFORD, NCMicroEst. Jan 1, 1923FDIC #31345RSSD #971379FDIC
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Hertford Savings Bank, Ssb is an FDIC-insured commercial bank. On its most recent Q1 2026 call report, Hertford Savings Bank, Ssb reported $20M in total assets against $18M in deposits. The bank reported a loss in the most recent quarter, with ROA at -0.29% and ROE at -2.72%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.78% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.

Headquarters Profile

Address
121 N Church St, HERTFORD, NC 27944
County
Perquimans
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
Fed District
5
Established
January 1, 1923
Branches
1 domestic
Employees (FTE)
3
FDIC Cert
31345
Fed RSSD
971379
Assets
$20M
Deposits
$18M
Loans
$14M
Equity
$2M

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Hertford Savings Bank, Ssb rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-31-0.29%0.00%1.42%2.91%
2025-12-31-0.35%0.00%1.41%2.93%
2025-09-30-0.04%0.00%0.00%2.96%
2025-06-300.07%0.00%0.00%2.81%
2025-03-310.02%0.00%1.44%2.99%
2024-12-31-0.47%0.00%0.00%3.10%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Hertford Savings Bank, Ssb

What are Hertford Savings Bank, Ssb's total assets?

As of the Q1 2026 filing, Hertford Savings Bank, Ssb reported total assets of $20.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Hertford Savings Bank, Ssb headquartered?

Hertford Savings Bank, Ssb is headquartered in HERTFORD, NC, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Hertford Savings Bank, Ssb founded?

Hertford Savings Bank, Ssb was established in 1923, per the FDIC institution directory.

Is Hertford Savings Bank, Ssb FDIC-insured?

Yes. Hertford Savings Bank, Ssb is an FDIC-insured commercial bank (FDIC Certificate #31345). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Hertford Savings Bank, Ssb?

Hertford Savings Bank, Ssb's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Hertford Savings Bank, Ssb operate?

Hertford Savings Bank, Ssb operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Hertford Savings Bank, Ssb's Texas Ratio?

Hertford Savings Bank, Ssb's Texas Ratio is 1.42% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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