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Plante Moran Trust, N.A.

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Southfield, MI Under $100M in assets RSSD #5591633 Routing #271256065

Data as of · sourced from FFIEC call reports. How we update

Plante Moran Trust, N.A. is an FDIC-insured bank headquartered in Southfield, MI. At Q2 2026 it reported total assets of $19.5M, up 4.0% from Q2 2025.

Charter
Bank
Deposit insurance
FDIC
FDIC certificate
Not reported
Headquarters
Southfield, MI
Established
Not reported
Total assets, Q2 2026
$19.5M
Assets vs Q2 2025
+4.0%
Capital ratio
Not reported
Domestic offices
Not reported
Routing number
271256065
Latest call report
Q2 2026, FFIEC 041 · Plante Moran Trust, N.A. call report
Assets
$19.5M
Deposits
$0
Loans
$0
Equity
$17.4M

Plante Moran Trust, N.A. is one of the more profitable banks of its size. Its balance sheet stood at $20 million at June 30, 2026, up 4.0% from a year earlier; it is based in Southfield, Michigan. It returns 30.7% a year on shareholders' equity, 3.6 times the median of 8.6% for the 583 banks with less than $100 million in assets. It also holds common equity equal to 19186.81% of its risk-weighted assets, 868.9 times the median of 22.08% for banks its size.

Net income for the quarter rose 15% from a year earlier, to $1.3 million.

As of June 30, 2026, Plante Moran Trust, N.A. reported a CET1 capital ratio of 19186.81%, a return on assets of 25.64% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Between Q1 2026 and Q2 2026, its total assets fell 8.1% to $19.5M. By the capital ratios in its Q2 2026 call report, Plante Moran Trust, N.A. meets every capital ratio test for well capitalized.

Headquarters Profile

Metro Area
Detroit-Warren-Dearborn, MI
Federal Reserve member
—
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Employees (FTE)
40
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$20.1M
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
5591633

Profitability

Q2 annualized
Return on Assets25.64%YTD 22.87%
Return on Equity30.65%YTD 28.30%
Net Interest Margin4.01%YTD 3.80%

Balance Sheet

Total liabilities$2.1M
Cash & balances due$828K
Securities, available-for-sale$8.4M
Securities, held-to-maturity$114K
Goodwill & intangibles$0

Income Statement

Net income Q2$1.3M
Net interest income YTD$317K
Total interest income YTD$317K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$12.6M
Total noninterest expense YTD$10.0M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

From Q3 2023 to Q2 2026, Plante Moran Trust, N.A.'s total assets ranged from $16.9M (Q4 2023) to $22.1M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$19.5M total assets against $18.8M; $2.1M total liabilities against $2.1M.

Loans and leases against deposits

$0 net loans and leases against $0; $0 total deposits against $0.

Securities and cash

$15.3M securities against $15.4M; $828K cash and balances due against $848K.

Interest income against interest expense

$166K total interest income against $177K; $0 total interest expense against $0.

Net interest income

$166K net interest income against $177K.

Noninterest income against noninterest expense

$6.5M total noninterest income against $5.3M; $5.0M total noninterest expense against $4.0M.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

$1.3M net income against $1.1M.

Return on assets and net interest margin

25.64% return on assets against 23.42%; 4.01% net interest margin against 4.42%.

CET1 and Tier 1 leverage ratios

19186.81% CET1 capital ratio against 17057.14%; 86.90% tier 1 leverage ratio against 87.24%.

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21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 13.77% (Q3 2024) to 26.16% (Q4 2025) and its net interest margin ran from 3.59% (Q1 2026) to 4.80% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 19186.81% 25.64% — 0.00% 4.01%
Q1 2026 17579.35% 20.10% — 0.00% 3.59%
Q4 2025 15956.84% 26.16% — 0.00% 4.19%
Q3 2025 16372.48% 21.49% — 0.00% 4.03%
Q2 2025 17057.14% 23.42% — 0.00% 4.42%
Q1 2025 16243.75% 23.20% — 0.00% 4.47%
Q4 2024 13681.13% 22.29% — 0.00% 4.79%
Q3 2024 6366.67% 13.77% — 0.00% 4.80%

Swipe the table sideways to see every column.

Regulatory record

Facts as filed or published, not a rating.

Not on file
Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Plante Moran Trust, N.A.: regulatory capital profile · BankRegReports

Frequently asked about Plante Moran Trust, N.A.

What are Plante Moran Trust, N.A.'s total assets?

As of the Q2 2026 filing, Plante Moran Trust, N.A. reported total assets of $19.5 million in its FFIEC call report.

Where is Plante Moran Trust, N.A. headquartered?

It is headquartered in Southfield, MI, United States.

What is Plante Moran Trust, N.A.'s CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 19186.81% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

What is Plante Moran Trust, N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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