Plante Moran Trust, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in CET1 capital ratio: 1607.46 percentage points higher than in Q1 2026, at 19186.81%. Plante Moran Trust, N.A.'s return on assets of 25.64% is well above the 0.98% median for banks in the < $100M asset tier, a gap of 24.66 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 19186.81% |
| Tier 1 risk-based capital ratio | 19186.81% |
| Total risk-based capital ratio | 19186.81% |
| Tier 1 leverage ratio | 86.90% |
| Equity capital to assets | 89.29% |
| Tangible equity to tangible assets | 89.29% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 25.64% |
| Return on equity | 30.65% |
| Net interest margin | 4.01% |
| Efficiency ratio | 75.21% |
| Yield on earning assets | 4.01% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 78.26% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 942.68% | 942.68% | 942.68% | 82.28% | 13.26% |
| Q4 2023 | 4124.70% | 4124.70% | 4124.70% | 79.67% | 11.38% |
| Q1 2024 | 2980.84% | 2980.84% | 2980.84% | 83.18% | 14.83% |
| Q2 2024 | 8472.57% | 8472.57% | 8472.57% | 86.36% | 15.54% |
| Q3 2024 | 6366.67% | 6366.67% | 6366.67% | 82.73% | 13.77% |
| Q4 2024 | 13681.13% | 13681.13% | 13681.13% | 78.39% | 22.29% |
| Q1 2025 | 16243.75% | 16243.75% | 16243.75% | 82.84% | 23.20% |
| Q2 2025 | 17057.14% | 17057.14% | 17057.14% | 87.24% | 23.42% |
| Q3 2025 | 16372.48% | 16372.48% | 16372.48% | 84.85% | 21.49% |
| Q4 2025 | 15956.84% | 15956.84% | 15956.84% | 75.52% | 26.16% |
| Q1 2026 | 17579.35% | 17579.35% | 17579.35% | 80.24% | 20.10% |
| Q2 2026 | 19186.81% | 19186.81% | 19186.81% | 86.90% | 25.64% |
Plante Moran Trust, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Plante Moran Trust, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Plante Moran Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5591633)