JPMorgan Chase Bank, Dearborn
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Data as of · sourced from FFIEC call reports. How we update
JPMorgan Chase Bank, Dearborn is an FDIC-insured commercial bank headquartered in Dearborn, MI, established in 1974 (FDIC certificate 21761), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $71.5M, up 3.1% from Q2 2025, the 70th largest of 72 banks headquartered in Michigan.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 21761
- Headquarters
- Dearborn, MI
- Established
- 1974
- Total assets, Q2 2026
- $71.5M
- Assets vs Q2 2025
- +3.1%
- Capital ratio
- Not reported
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 072412927
- Latest call report
- Q2 2026, FFIEC 031 · JPMorgan Chase Bank, Dearborn call report
- Holding company
- JPMORGAN CHASE HOLDINGS LLC
- Asset rank in state
- 70th of 72 in Michigan
JPMorgan Chase Bank, Dearborn is one of the more profitable banks of its size. The Dearborn, Michigan bank had $71 million in assets at June 30, 2026, up 3.1% from a year earlier. It earns about $2.95 a year on every $100 of assets, about triple the median of $1.06 for the 583 banks with less than $100 million in assets. On the other hand, it pays an average of 4.00% on its deposits and borrowings, 2.6 times the median of 1.53% for banks its size.
Net income for the quarter slipped 14% from a year earlier, to $526,000.
As of June 30, 2026, JPMorgan Chase Bank, Dearborn reported a CET1 capital ratio of 507.91%, a return on assets of 2.95% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 72 banks headquartered in Michigan, JPMorgan Chase Bank, Dearborn is the 70th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 0.6% to $71.5M, deposits were flat. Its one office in the FDIC Summary of Deposits is in Dearborn, MI. By the capital ratios in its Q2 2026 call report, JPMorgan Chase Bank, Dearborn meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 18800 Hubbard Dr, Dearborn, MI 48126
- County
- Wayne
- Metro Area
- Detroit-Warren-Dearborn, MI
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- September 16, 1974
- Former names
- Bank One, Dearborn, National Association (1999-2004); N.B.D. Dearborn Bank, National Association (1979-1999); National Bank of Dearborn (1976-1979)
- Domestic offices
- 1 FDIC institution directory, current count
- Domestic deposits
- $500K
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $71.2M
- Average total loans
- $0
- Average interest-bearing deposits
- $500K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- September 16, 1974
- FDIC Cert
- 21761
- Fed RSSD
- 651448
- SEC CIK
- 19617 → filed by JPMORGAN CHASE & CO.
- Parent Holding Company
- JPMORGAN CHASE HOLDINGS LLC (RSSD 5064641)
- Ultimate Parent
- JPMORGAN CHASE & CO. (RSSD 1039502)
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| James Dimon | CEO | Chairman & CEO |
| Douglas B Petno | PRES | Co-President; CEO CIB |
| Jeremy Barnum | CFO | Chief Financial Officer |
| Jennifer Piepszak | COO | Chief Operating Officer |
| Stacey Friedman | GC | General Counsel |
| Lori A Beer | CIO | Chief Information Officer |
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, JPMorgan Chase Bank, Dearborn's total assets ran between $64.7M (Q3 2023) and $71.5M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$71.5M total assets against $69.3M; $512K total liabilities against $511K.
$0 net loans and leases against $0; $500K total deposits against $500K.
$0 securities against $0; $69.6M cash and balances due against $67.4M.
$700K total interest income against $809K; $5K total interest expense against $6K.
$695K net interest income against $803K.
$0 total noninterest income against $0; $0 total noninterest expense against $0.
No provision recorded in the last 12 quarters.
$526K net income against $609K.
2.95% return on assets against 3.53%; 4.43% net interest margin against 5.12%.
507.91% CET1 capital ratio against 507.88%; 99.63% tier 1 leverage ratio against 99.66%.
Inside the full JPMorgan Chase Bank, Dearborn terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 2.75% (Q1 2026) to 4.11% (Q3 2024) and its net interest margin ran from 4.11% (Q1 2026) to 5.81% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 507.91% | 2.95% | — | 0.00% | 4.43% |
| Q1 2026 | 506.72% | 2.75% | — | 0.00% | 4.11% |
| Q4 2025 | 508.09% | 3.14% | — | 0.00% | 4.86% |
| Q3 2025 | 508.43% | 3.32% | — | 0.00% | 4.86% |
| Q2 2025 | 507.88% | 3.53% | — | 0.00% | 5.12% |
| Q1 2025 | 506.68% | 3.30% | — | 0.00% | 4.75% |
| Q4 2024 | 507.80% | 3.88% | — | 0.00% | 5.54% |
| Q3 2024 | 508.00% | 4.11% | — | 0.00% | 5.81% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| JPMorgan Chase Bank, Dearborn (main office) | Dearborn , MI | 48126 | $500K |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 7 against the institution (Federal Reserve)
- March 8, 2024, Federal Reserve: Cease and Desist Order, Civil Money Penalty: JPMorgan Chase & Co., New York, New York
- November 17, 2016, Federal Reserve: Cease and Desist Order: JPMorgan Chase & Co., New York, New York
- November 17, 2016, Federal Reserve: Civil Money Penalty, $61,932,500: JPMorgan Chase & Co., New York, New York
- January 14, 2013, Federal Reserve: Cease and Desist Order: JPMorgan Chase & Co., New York, New York
- February 9, 2012, Federal Reserve: Civil Money Penalty, $275,000,000: JPMorgan Chase & Co., New York, New York and EMC Mortgage Corporation, Lewisville, Texas
- Period: Most recent institution action March 8, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in MI, rank 95 of 95 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Consumer complaints
- 27,097 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about JPMorgan Chase Bank, Dearborn
What are JPMorgan Chase Bank, Dearborn's total assets?
As of the Q2 2026 filing, JPMorgan Chase Bank, Dearborn reported total assets of $71.5 million in its FFIEC call report.
Where is JPMorgan Chase Bank, Dearborn headquartered?
It is headquartered in Dearborn, MI, United States.
When was JPMorgan Chase Bank, Dearborn founded?
It was established in 1974, per the FDIC institution directory.
Is JPMorgan Chase Bank, Dearborn FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #21761). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates JPMorgan Chase Bank, Dearborn?
JPMorgan Chase Bank, Dearborn's primary federal regulator is the Federal Reserve.
What is JPMorgan Chase Bank, Dearborn's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 507.91% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does JPMorgan Chase Bank, Dearborn operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is JPMorgan Chase Bank, Dearborn's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was JPMorgan Chase Bank, Dearborn previously called?
The charter now named JPMorgan Chase Bank, Dearborn has also operated as Bank One, Dearborn, National Association (1999-2004), N.B.D. Dearborn Bank, National Association (1979-1999), National Bank of Dearborn (1976-1979), per FDIC structure-change records.
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