Bank Comparison
The Peoples Savings Bank vs JPMorgan Chase Bank, Dearborn
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 6
winning metrics across 10 scored rows
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | The Peoples Savings Bank | JPMorgan Chase Bank, Dearborn |
|---|---|---|
| CET1 Ratio | — | 507.91% |
| Tier 1 Capital Ratio | — | 507.91% |
| Total Capital Ratio | — | 507.91% |
| Tier 1 Leverage Ratio | 13.45% | 99.63% |
| Equity / Assets | 11.56% | 99.28% |
Profitability
| Metric | The Peoples Savings Bank | JPMorgan Chase Bank, Dearborn |
|---|---|---|
| Return on Assets (ROA) | 0.86% | 2.95% |
| Return on Equity (ROE) | 7.33% | 2.98% |
| Net Interest Margin (NIM) | 3.85% | 4.43% |
| Yield on Earning Assets | 4.60% | 4.47% |
| Cost of Funds | 0.80% | 4.00% |
Asset quality
| Metric | The Peoples Savings Bank | JPMorgan Chase Bank, Dearborn |
|---|---|---|
| Texas Ratio | 6.24% | 0.00% |
| Non-Performing Loan Ratio | 1.58% | — |
| Non-Performing Asset Ratio | 0.76% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 1.36% | — |
Balance sheet
| Metric | The Peoples Savings Bank | JPMorgan Chase Bank, Dearborn |
|---|---|---|
| Total Assets | $71.9M | $71.5M |
| Total Deposits | $63.5M | $500K |
| Total Loans | $34.8M | $0 |
| Total Equity | $8.3M | $71.0M |
| Net Income (quarter) | $152K | $526K |
Liquidity & funding
| Metric | The Peoples Savings Bank | JPMorgan Chase Bank, Dearborn |
|---|---|---|
| Loan-to-Deposit Ratio | 54.79% | 0.00% |
| Core Deposit Ratio | 92.96% | 0.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | The Peoples Savings Bank | JPMorgan Chase Bank, Dearborn |
|---|---|---|
| Headquarters City | New Matamoras | Dearborn |
| Headquarters State | OH | MI |
| Asset Tier | under $100M in assets | under $100M in assets |
| Regulator | FDIC | FED |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 17 | 0 |
| Established | July 11, 1911 | September 16, 1974 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full The Peoples Savings Bank profile | View full JPMorgan Chase Bank, Dearborn profile | Browse all bank comparisons