JPMorgan Chase Bank, Dearborn: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.32 percentage points to 4.43%. JPMorgan Chase Bank, Dearborn ranks 20th of 72 Michigan banks on net interest margin, in the upper half at 4.43% (Q2 2026). The median for banks in the < $100M asset tier is 3.89% on net interest margin. JPMorgan Chase Bank, Dearborn sits 0.54 points higher, at 4.43% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.47% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 4.00% |
| Cost of interest-bearing deposits | 4.00% |
| Cost of interest-bearing liabilities | 4.00% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.43% |
| Yield to cost spread | 0.47% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $5K |
| Interest expense on deposits | $5K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 5.77% | 5.60% | 5.72% |
| Q4 2023 | 6.20% | 5.60% | 6.16% |
| Q1 2024 | 5.81% | 5.60% | 5.77% |
| Q2 2024 | 6.14% | 5.60% | 6.09% |
| Q3 2024 | 5.86% | 5.60% | 5.81% |
| Q4 2024 | 5.58% | 5.60% | 5.54% |
| Q1 2025 | 4.79% | 4.80% | 4.75% |
| Q2 2025 | 5.16% | 4.80% | 5.12% |
| Q3 2025 | 4.90% | 4.80% | 4.86% |
| Q4 2025 | 4.89% | 4.00% | 4.86% |
| Q1 2026 | 4.14% | 4.00% | 4.11% |
| Q2 2026 | 4.47% | 4.00% | 4.43% |
JPMorgan Chase Bank, Dearborn yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock JPMorgan Chase Bank, Dearborn, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full JPMorgan Chase Bank, Dearborn profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21761) · FFIEC NIC profile (RSSD 651448)