JPMorgan Chase Bank, Dearborn: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Common equity Tier 1 ratio, which rose 1.19 percentage points to 507.91%. JPMorgan Chase Bank, Dearborn has the highest CET1 ratio of the 43 banks headquartered in Michigan, 507.91% as of Q2 2026. JPMorgan Chase Bank, Dearborn's CET1 ratio of 507.91% is well above the 19.50% median for banks in the < $100M asset tier, a gap of 488.41 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 507.91% |
| Tier 1 risk-based capital ratio | 507.91% |
| Total risk-based capital ratio | 507.91% |
| Tier 1 leverage ratio | 99.63% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $71.0M |
| Tier 1 capital | $71.0M |
| Total risk-based capital | $71.0M |
| Total equity capital | $71.0M |
| Risk-weighted assets | $14.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 99.28% |
| Tangible equity to tangible assets | 99.28% |
| Equity capital to average assets | 99.63% |
| Internal capital growth rate | 2.99% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $55.7M |
| Retained earnings | $14.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 507.98% | 507.98% | 507.98% | 99.61% | $12.6M |
| Q4 2023 | 507.31% | 507.31% | 507.31% | 99.67% | $12.8M |
| Q1 2024 | 505.75% | 505.75% | 505.75% | 99.56% | $13.0M |
| Q2 2024 | 507.89% | 507.89% | 507.89% | 99.66% | $13.1M |
| Q3 2024 | 508.00% | 508.00% | 508.00% | 99.65% | $13.2M |
| Q4 2024 | 507.80% | 507.80% | 507.80% | 99.68% | $13.3M |
| Q1 2025 | 506.68% | 506.68% | 506.68% | 99.58% | $13.5M |
| Q2 2025 | 507.88% | 507.88% | 507.88% | 99.66% | $13.5M |
| Q3 2025 | 508.43% | 508.43% | 508.43% | 99.60% | $13.6M |
| Q4 2025 | 508.09% | 508.09% | 508.09% | 99.62% | $13.8M |
| Q1 2026 | 506.72% | 506.72% | 506.72% | 99.54% | $13.9M |
| Q2 2026 | 507.91% | 507.91% | 507.91% | 99.63% | $14.0M |
JPMorgan Chase Bank, Dearborn regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock JPMorgan Chase Bank, Dearborn, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full JPMorgan Chase Bank, Dearborn profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21761) · FFIEC NIC profile (RSSD 651448)