Compass Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Compass Savings Bank is an FDIC-insured savings bank headquartered in Wilmerding, PA, established in 1934 (FDIC certificate 29430), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $53.5M, down 7.4% from Q2 2025, the 105th largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 14.17% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 29430
- Headquarters
- Wilmerding, PA
- Established
- 1934
- Total assets, Q2 2026
- $53.5M
- Assets vs Q2 2025
- -7.4%
- CET1 ratio, Q2 2026
- 14.17%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 243374263
- Latest call report
- Q2 2026, FFIEC 051 · Compass Savings Bank call report
- Asset rank in state
- 105th of 109 in Pennsylvania
Compass Savings Bank, based in Wilmerding, Pennsylvania, reported $54 million in assets at June 30, 2026, down 7.4% from a year earlier. It is losing 4.6% a year on shareholders' equity, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 8.6%). It also spends about 119 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 69 cents).
It lost $45,000 in the quarter. Over the same year, loans shrank 2.1% and deposits shrank 6.3%. Its margin is thin by comparison: it keeps 1.66 cents of net interest income on every dollar of earning assets, about half the median of 3.87 cents for banks its size.
As of June 30, 2026, Compass Savings Bank reported a CET1 capital ratio of 14.17%, a return on assets of -0.34%, a nonperforming-loan ratio of 0.13% and a Texas ratio of 1.58%. The figures come from its call report filed with the FFIEC.
Compass Savings Bank ranks as the 105th largest of the 109 banks based in Pennsylvania, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.9% to $53.5M, loans rose 1.8% and deposits fell 0.4%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 95.6% of total loans, followed by other consumer loans at 1.4%. Its one office in the FDIC Summary of Deposits is in Wilmerding, PA. On its Q2 2026 call report, Compass Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 111 Westinghouse Ave, Wilmerding, PA 15148
- County
- Allegheny
- Metro Area
- Pittsburgh, PA
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1934
- Former names
- Compass Federal Savings Bank (1994-2006)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 4
- Domestic deposits
- $48.2M
- Allowance for credit losses
- $320K
- Net charge-offs (YTD)
- $0
- Average total assets
- $53.7M
- Average total loans
- $49.5M
- Average interest-bearing deposits
- $42.8M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29430
- Fed RSSD
- 373272
- Website
- www.compassbank.us →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Compass Savings Bank's total assets ran between $53.5M (Q2 2026) and $61.3M (Q4 2023), and it earned a profit in 2 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$53.5M total assets against $57.8M; $49.6M total liabilities against $54.3M.
$50.0M net loans and leases against $51.0M; $48.2M total deposits against $51.4M.
$1.1M securities against $1.4M; $1.4M cash and balances due against $2.8M.
$587K total interest income against $602K; $366K total interest expense against $426K.
$221K net interest income against $176K.
$19K total noninterest income against $25K; $285K total noninterest expense against $322K.
$0 provision for credit losses against $0.
-$45K net income against -$121K.
-0.34% return on assets against -0.84%; 1.66% net interest margin against 1.26%.
14.17% CET1 capital ratio against 11.05%; 7.29% tier 1 leverage ratio against 5.73%.
Inside the full Compass Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Compass Savings Bank rankings
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.91% (Q1 2025) to 3.65% (Q3 2025) and its net interest margin ran from 1.13% (Q4 2024) to 1.66% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.17% | -0.34% | 0.13% | 1.58% | 1.66% |
| Q1 2026 | 14.81% | -0.34% | 0.09% | 0.98% | 1.65% |
| Q4 2025 | 14.13% | -0.11% | 0.17% | 1.99% | 1.65% |
| Q3 2025 | 13.82% | 3.65% | 0.57% | 10.74% | 1.37% |
| Q2 2025 | 11.05% | -0.84% | 0.26% | 7.80% | 1.26% |
| Q1 2025 | 11.86% | -0.91% | 0.20% | 6.77% | 1.21% |
| Q4 2024 | 11.75% | -0.88% | 0.24% | 8.66% | 1.13% |
| Q3 2024 | 12.74% | -0.72% | 0.20% | 7.84% | 1.34% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Compass Savings Bank (main office) | Wilmerding , PA | 15148 | $48.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 138 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Compass Savings Bank
What are Compass Savings Bank's total assets?
As of the Q2 2026 filing, Compass Savings Bank reported total assets of $53.5 million in its FFIEC call report.
Where is Compass Savings Bank headquartered?
It is headquartered in Wilmerding, PA, United States.
When was Compass Savings Bank founded?
It was established in 1934, per the FDIC institution directory.
Is Compass Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #29430). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Compass Savings Bank?
Compass Savings Bank's primary federal regulator is the FDIC.
What is Compass Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.17% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Compass Savings Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Compass Savings Bank's Texas Ratio?
Its Texas Ratio is 1.58% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Compass Savings Bank previously called?
The charter now named Compass Savings Bank has also operated as Compass Federal Savings Bank (1994-2006), per FDIC structure-change records.
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