Bryant State Bank
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Data as of · sourced from FFIEC call reports. How we update
Bryant State Bank is an FDIC-insured commercial bank headquartered in Bryant, SD, established in 1915 (FDIC certificate 6064), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $52.9M, up 3.9% from Q2 2025, the 51st largest of 56 banks headquartered in South Dakota. Its CET1 capital ratio was 18.83% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 6064
- Headquarters
- Bryant, SD
- Established
- 1915
- Total assets, Q2 2026
- $52.9M
- Assets vs Q2 2025
- +3.9%
- CET1 ratio, Q2 2026
- 18.83%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 091407052
- Holding company
- BRYANT BANCSHARES, INC.
- Asset rank in state
- 51st of 56 in South Dakota
Bryant State Bank is one of the more profitable banks of its size. The Bryant, South Dakota bank had $53 million in assets at June 30, 2026, up 3.9% from a year earlier. It returns 19.3% a year on shareholders' equity, about double the median of 8.6% for the 583 banks with less than $100 million in assets. It also keeps 6.78 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.87 cents). Much of that comes from cost control: it spends about 54 cents to bring in each dollar of revenue.
Earnings jumped: net income for the quarter was $296,000, 33% above the same quarter a year earlier. Over the same year, loans shrank 2.8% and deposits grew 5.2%.
As of June 30, 2026, Bryant State Bank reported a CET1 capital ratio of 18.83%, a return on assets of 2.18%, a nonperforming-loan ratio of 0.40% and a Texas ratio of 1.52%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bryant State Bank is the 51st largest of the 56 banks headquartered in South Dakota. Between Q1 2026 and Q2 2026, its total assets fell 4.3% to $52.9M, loans fell 1.0% and deposits fell 5.4%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 24.8% of total loans, ahead of owner-occupied commercial real estate loans at 22.3%. Its one office in the FDIC Summary of Deposits is in Bryant, SD. On its Q2 2026 call report, Bryant State Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 124 Main St W, Bryant, SD 57221
- County
- Hamlin
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 1, 1915
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 8
- Domestic deposits
- $45.7M
- Allowance for credit losses
- $1.7M
- Net charge-offs (YTD)
- $564K
- Average total assets
- $54.4M
- Average total loans
- $30.6M
- Average interest-bearing deposits
- $31.7M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 6064
- Fed RSSD
- 82257
- Website
- www.bryantstatebank.com →
- Parent Holding Company
- BRYANT BANCSHARES, INC. (RSSD 1127717)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Bryant State Bank's total assets moved between a low of $47.3M (Q3 2023) and a high of $55.3M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$52.9M total assets against $50.9M; $46.8M total liabilities against $45.1M.
$28.6M net loans and leases against $29.4M; $45.7M total deposits against $43.5M.
$20.5M securities against $18.3M; $2.9M cash and balances due against $2.2M.
$1.1M total interest income against $1.0M; $156K total interest expense against $150K.
$907K net interest income against $891K.
$278K total noninterest income against $249K; $641K total noninterest expense against $622K.
$239K provision for credit losses against $287K.
$296K net income against $223K.
2.18% return on assets against 1.71%; 6.78% net interest margin against 6.94%.
18.83% CET1 capital ratio against 17.15%; 11.58% tier 1 leverage ratio against 11.23%.
Inside the full Bryant State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.27% (Q4 2024) to 2.18% (Q2 2026) and its net interest margin ran from 6.50% (Q3 2024) to 7.05% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.83% | 2.18% | 0.40% | 1.52% | 6.78% |
| Q1 2026 | 18.53% | 1.70% | 0.38% | 1.48% | 6.57% |
| Q4 2025 | 16.58% | 1.31% | 0.39% | 1.65% | 6.87% |
| Q3 2025 | 15.95% | 1.80% | 0.35% | 1.54% | 7.05% |
| Q2 2025 | 17.15% | 1.71% | 0.39% | 1.58% | 6.94% |
| Q1 2025 | 17.68% | 1.53% | 0.45% | 1.83% | 6.65% |
| Q4 2024 | 16.23% | 1.27% | 0.45% | 2.06% | 6.92% |
| Q3 2024 | 16.93% | 1.33% | 0.45% | 1.87% | 6.50% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bryant State Bank (main office) | Bryant , SD | 57221 | $45.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in SD, rank 66 of 82 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bryant State Bank
What are Bryant State Bank's total assets?
As of the Q2 2026 filing, Bryant State Bank reported total assets of $52.9 million in its FFIEC call report.
Where is Bryant State Bank headquartered?
It is headquartered in Bryant, SD, United States.
When was Bryant State Bank founded?
It was established in 1915, per the FDIC institution directory.
Is Bryant State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #6064). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bryant State Bank?
Bryant State Bank's primary federal regulator is the FDIC.
What is Bryant State Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.83% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bryant State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bryant State Bank's Texas Ratio?
Its Texas Ratio is 1.52% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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