Bryant State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bryant State Bank of Bryant, SD against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.18% | 0.85% | +1.33% | 86th top |
| ROAE | 19.31% | 5.23% | +14.08% | 90th top |
| Net Interest Margin | 6.78% | 3.94% | +2.84% | 99th top |
| Efficiency Ratio | 53.86% | 76.13% | -22.27% | 83rd top |
| PPNR / Avg Assets | 4.00% | — | — | 95th top |
| Yield on Earning Assets | 7.94% | 5.42% | +2.52% | 98th top |
| Cost of Funds | 1.34% | 1.69% | -0.35% | 61st above |
| Net Interest Spread | 6.00% | — | — | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.40% | 1.23% | -0.83% | 52nd above |
| NPA / Total Assets | 0.23% | — | — | 48th below |
| NCO / Avg Loans | 3.48% | 0.11% | +3.37% | 1st bottom |
| ACL / Total Loans | 5.70% | — | — | 98th top |
| ACL / NPLs (Coverage) | 1439.17% | — | — | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 1.52% | 7.23% | -5.71% | 49th below |
| Provision / NCO | 89.85% | — | — | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.83% | 25.12% | -6.29% | 35th below |
| Tier 1 Ratio | 18.83% | 25.12% | -6.29% | 35th below |
| Total Capital Ratio | 20.13% | — | — | 36th below |
| Leverage Ratio | 11.58% | 14.13% | -2.55% | 34th below |
| Equity / Assets | 11.66% | 13.07% | -1.41% | 43rd below |
| TCE / Tangible Assets | 11.66% | — | — | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.20% | 68.58% | -2.38% | 51st above |
| Core Deposit Ratio | 74.60% | 88.79% | -14.19% | 8th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.93% | — | — | 54th above |
| Loan Growth (Y/Y) | -2.82% | — | — | 26th below |
| Deposit Growth (Y/Y) | 5.17% | — | — | 64th above |
See Bryant State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bryant State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bryant State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bryant State Bank peer analysis.