Bryant State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to total assets rose 0.65 percentage points from Q1 2026 to Q2 2026, ending at 11.66% against 11.01%. It was the largest change among the key lines on this page. Bryant State Bank ranks 15th of 36 South Dakota banks on CET1 ratio, in the upper half at 18.83% (Q2 2026). Bryant State Bank reported 18.83% on CET1 ratio for Q2 2026, 1.13 points below the 19.96% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.83% |
| Tier 1 risk-based capital ratio | 18.83% |
| Total risk-based capital ratio | 20.13% |
| Tier 1 leverage ratio | 11.58% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $6.3M |
| Tier 1 capital | $6.3M |
| Total risk-based capital | $6.7M |
| Total equity capital | $6.2M |
| Risk-weighted assets | $33.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.66% |
| Tangible equity to tangible assets | 11.66% |
| Equity capital to average assets | 11.35% |
| Internal capital growth rate | 6.30% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $50K |
| Common stock surplus | $4.6M |
| Retained earnings | $1.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$128K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.68% | 16.68% | 17.99% | 11.33% | $31.4M |
| Q4 2023 | 15.85% | 15.85% | 17.15% | 10.89% | $33.3M |
| Q1 2024 | 17.21% | 17.21% | 18.51% | 10.29% | $31.6M |
| Q2 2024 | 17.43% | 17.43% | 18.73% | 11.12% | $32.1M |
| Q3 2024 | 16.93% | 16.93% | 18.23% | 11.17% | $34.0M |
| Q4 2024 | 16.23% | 16.23% | 17.52% | 11.33% | $36.5M |
| Q1 2025 | 17.68% | 17.68% | 18.98% | 10.64% | $33.0M |
| Q2 2025 | 17.15% | 17.15% | 18.45% | 11.23% | $34.2M |
| Q3 2025 | 15.95% | 15.95% | 17.24% | 11.11% | $36.3M |
| Q4 2025 | 16.58% | 16.58% | 17.88% | 11.20% | $36.0M |
| Q1 2026 | 18.53% | 18.53% | 19.83% | 11.21% | $33.5M |
| Q2 2026 | 18.83% | 18.83% | 20.13% | 11.58% | $33.5M |
Bryant State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bryant State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bryant State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6064) · FFIEC NIC profile (RSSD 82257)