Compass Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Compass Savings Bank of Wilmerding, PA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.34% | 3.14% | -3.48% | 11th bottom |
| ROAE | -4.57% | 10.44% | -15.01% | 9th bottom |
| Net Interest Margin | 1.66% | 3.93% | -2.27% | 2nd bottom |
| Efficiency Ratio | 118.75% | 76.24% | +42.51% | 8th bottom |
| PPNR / Avg Assets | -0.34% | 1.40% | -1.74% | 9th bottom |
| Yield on Earning Assets | 4.40% | 5.35% | -0.95% | 19th bottom |
| Cost of Funds | 3.06% | 1.70% | +1.36% | 7th bottom |
| Net Interest Spread | 1.12% | 3.31% | -2.19% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.13% | 1.34% | -1.21% | 56th above |
| NPA / Total Assets | 0.13% | 0.71% | -0.58% | 51st above |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.64% | 1.49% | -0.85% | 7th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 477.61% | 864.99% | -387.38% | 78th top |
| Texas Ratio | 1.58% | 8.26% | -6.68% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.17% | 62.01% | -47.84% | 18th bottom |
| Tier 1 Ratio | 14.17% | 62.02% | -47.85% | 18th bottom |
| Total Capital Ratio | 15.33% | 62.98% | -47.65% | 18th bottom |
| Leverage Ratio | 7.29% | 17.62% | -10.33% | 2nd bottom |
| Equity / Assets | 7.31% | 16.44% | -9.13% | 6th bottom |
| TCE / Tangible Assets | 7.31% | 16.19% | -8.88% | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.34% | 72.78% | +31.56% | 7th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.50% | 88.21% | +0.29% | 33rd below |
| Wholesale Funding Ratio | 2.34% | 5.29% | -2.95% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -7.36% | 4.32% | -11.68% | 7th bottom |
| Loan Growth (Y/Y) | -2.08% | 6.74% | -8.82% | 32nd below |
| Deposit Growth (Y/Y) | -6.26% | 3.79% | -10.05% | 11th bottom |
See Compass Savings Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Compass Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Compass Savings Bank profile, how to read a UBPR, or how this data updates.