First Federal Bank Littlefield, Texas, SSB
Also written as FFB Littlefield Texas
BankRegReports is independent of First Federal Bank Littlefield, Texas, SSB and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
First Federal Bank Littlefield, Texas, SSB is an FDIC-insured savings bank headquartered in Littlefield, TX, established in 1946 (FDIC certificate 30291), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $67.9M, up 7.4% from Q2 2025, the 327th largest of 346 banks headquartered in Texas. It reports no CET1 ratio; its Tier 1 leverage ratio was 17.40% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 30291
- Headquarters
- Littlefield, TX
- Established
- 1946
- Total assets, Q2 2026
- $67.9M
- Assets vs Q2 2025
- +7.4%
- Tier 1 leverage ratio, Q2 2026
- 17.40%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 311372252
- Latest call report
- Q2 2026, FFIEC 041 · First Federal Bank Littlefield, Texas, SSB Q3 2026 call report, filed October 14, 2026 (preliminary)
- Asset rank in state
- 327th of 346 in Texas
First Federal Bank Littlefield, Texas, SSB, based in Littlefield, Texas, reported $68 million in assets at June 30, 2026, up 7.4% from a year earlier. It shrank its loan book 6.2% over the year, lower than about three-quarters of the 533 banks with less than $100 million in assets (median 2.6%). It also spends about 86 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 69 cents).
Loans and deposits moved in opposite directions: over the year loans fell 6.2% and deposits rose 8.5%. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.44% of loans from 0.93%. Profitability lags: it returns 3.1% a year on shareholders' equity, about a third the median of 8.6% for banks its size.
As of June 30, 2026, First Federal Bank Littlefield, Texas, SSB reported a return on assets of 0.53%, a nonperforming-loan ratio of 0.44% and a Texas ratio of 1.51%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, First Federal Bank Littlefield, Texas, SSB is the 327th largest of the 346 banks headquartered in Texas. From Q1 2026 to Q2 2026, its total assets fell 0.4% to $67.9M, loans rose 3.0% and deposits fell 0.6%. Its loan book on June 30, 2026 was led by agricultural production loans, at 32.3% of total loans, followed by 1-4 family residential loans at 21.9%. Its one office in the FDIC Summary of Deposits is in Littlefield, TX. On its Q2 2026 call report, First Federal Bank Littlefield, Texas, SSB meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 2313 Phelps Ave, Littlefield, TX 79339
- County
- Lamb
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- June 1, 1946
- Former names
- First Federal Bank Littlefield, Texas (2007)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 16
- Domestic deposits
- $55.7M
- Allowance for credit losses
- $681K
- Net charge-offs (YTD)
- $1K
- Average total assets
- $68.0M
- Average total loans
- $41.8M
- Average interest-bearing deposits
- $40.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 30291
- Fed RSSD
- 14977
- Website
- firstfedlfd.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First Federal Bank Littlefield, Texas, SSB reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, First Federal Bank Littlefield, Texas, SSB's total assets ran between $53.2M (Q3 2023) and $68.2M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$67.9M total assets against $63.2M; $56.1M total liabilities against $51.7M.
$41.9M net loans and leases against $44.7M; $55.7M total deposits against $51.3M.
$9.0M securities against $1.8M; $13.9M cash and balances due against $13.5M.
$1.0M total interest income against $965K; $273K total interest expense against $280K.
$749K net interest income against $685K.
$49K total noninterest income against $46K; $684K total noninterest expense against $604K.
$0 provision for credit losses against $7K.
$90K net income against $96K.
0.53% return on assets against 0.64%; 4.55% net interest margin against 4.54%.
17.40% tier 1 leverage ratio against 18.98%.
Inside the full First Federal Bank Littlefield, Texas, SSB terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst Federal Bank Littlefield, Texas, SSB rankings
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.25% (Q4 2025) to 0.69% (Q3 2025) and its net interest margin ran from 4.46% (Q1 2026) to 4.98% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 17.40% | 0.53% | 0.44% | 1.51% | 4.55% |
| Q1 2026 | 17.24% | 0.58% | 0.64% | 2.13% | 4.46% |
| Q4 2025 | 17.65% | 0.25% | 0.75% | 3.07% | 4.84% |
| Q3 2025 | 17.61% | 0.69% | 0.60% | 2.40% | 4.76% |
| Q2 2025 | 18.98% | 0.64% | 0.93% | 3.48% | 4.54% |
| Q1 2025 | 19.11% | 0.58% | 0.00% | 0.00% | 4.64% |
| Q4 2024 | 19.45% | 0.43% | 0.33% | 1.33% | 4.96% |
| Q3 2024 | 19.44% | 0.38% | 0.32% | 1.29% | 4.98% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Federal Bank Littlefield, Texas | Littlefield , TX | 79339 | $55.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 406 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $45K approved, $45K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1997 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows First Federal Bank Littlefield, Texas, SSB’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about First Federal Bank Littlefield, Texas, SSB
What are First Federal Bank Littlefield, Texas, SSB's total assets?
As of the Q2 2026 filing, First Federal Bank Littlefield, Texas, SSB reported total assets of $67.9 million in its FFIEC call report.
Where is First Federal Bank Littlefield, Texas, SSB headquartered?
It is headquartered in Littlefield, TX, United States.
When was First Federal Bank Littlefield, Texas, SSB founded?
It was established in 1946, per the FDIC institution directory.
Is First Federal Bank Littlefield, Texas, SSB FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #30291). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Federal Bank Littlefield, Texas, SSB?
First Federal Bank Littlefield, Texas, SSB's primary federal regulator is the FDIC.
How many branches does First Federal Bank Littlefield, Texas, SSB operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Federal Bank Littlefield, Texas, SSB's Texas Ratio?
Its Texas Ratio is 1.51% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was First Federal Bank Littlefield, Texas, SSB previously called?
The charter now named First Federal Bank Littlefield, Texas, SSB has also operated as First Federal Bank Littlefield, Texas (2007), per FDIC structure-change records.
Go deeper on First Federal Bank Littlefield, Texas, SSB.
Get an email when First Federal Bank Littlefield, Texas, SSB files its next call report, and benchmark it against any peer you choose.
Unlock First Federal Bank Littlefield, Texas, SSB, freeFree account