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Jackson Parish Bank

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Jonesboro, LA Under $100M in assets Est. January 1, 1904 FDIC #8799 RSSD #122153 Routing #111101908 FDIC

Data as of · sourced from FFIEC call reports. How we update

Jackson Parish Bank is an FDIC-insured commercial bank headquartered in Jonesboro, LA, established in 1904 (FDIC certificate 8799), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $67.3M, up 8.9% from Q2 2025, the 99th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 20.77% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
8799
Headquarters
Jonesboro, LA
Established
1904
Total assets, Q2 2026
$67.3M
Assets vs Q2 2025
+8.9%
Tier 1 leverage ratio, Q2 2026
20.77%
Domestic offices
1 FDIC institution directory, current count
Routing number
111101908
Latest call report
Q2 2026, FFIEC 051 · Jackson Parish Bank call report
Holding company
JACKSON BANCORP, INC.
Asset rank in state
99th of 102 in Louisiana
Assets
$67.3M
Deposits
$54.4M
Loans
$34.5M
Equity
$12.6M

Problem loans are rising at Jackson Parish Bank. It reported $67 million in assets at June 30, 2026, up 8.9% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 2.87% of loans from 1.54% a year earlier. It grew its loan book 17.2% over the year, 6.7 times the median of 2.6% for the 583 banks with less than $100 million in assets. It also pays an average of 0.85% on its deposits and borrowings, lower than about three-quarters of banks its size (median 1.53%).

Loans are outrunning deposits: over the year loans rose 17.2% and deposits rose 8.9%. Its $4.2 million commercial and industrial book is improving, with 0.28% past due or on nonaccrual, down from 0.98% a year earlier. Credit is the area to watch: it carries problem assets equal to 7.7% of the capital and reserves that would absorb them, 5.6 times the median of 1.4% for banks its size.

As of June 30, 2026, Jackson Parish Bank reported a return on assets of 1.94%, a nonperforming-loan ratio of 2.87% and a Texas ratio of 7.68%. The figures come from its call report filed with the FFIEC.

Jackson Parish Bank ranks as the 99th largest of the 102 banks based in Louisiana, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.4% to $67.3M, loans rose 5.9% and deposits fell 1.2%. 1-4 family residential loans made up 46.3% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 14.5%. Its one office in the FDIC Summary of Deposits is in Jonesboro, LA. By the capital ratios in its Q2 2026 call report, Jackson Parish Bank meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
201 Jimmie Davis Blvd, Jonesboro, LA 71251
County
Jackson
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1904
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
14
Domestic deposits
$54.4M
Allowance for credit losses
$251K
Net charge-offs (YTD)
$39K
Average total assets
$67.5M
Average total loans
$33.7M
Average interest-bearing deposits
$36.7M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
8799
Fed RSSD
122153

Profitability

Q2 annualized
Return on Assets1.94%YTD 1.45%
Return on Equity10.51%YTD 8.42%
Net Interest Margin4.25%YTD 4.18%

Balance Sheet

Total liabilities$54.7M
Cash & balances due$9.2M
Securities, available-for-sale$21.3M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$328K
Net interest income YTD$1.4M
Total interest income YTD$1.6M
Total interest expense YTD$223K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$123K
Total noninterest expense YTD$956K

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Jackson Parish Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Jackson Parish Bank's total assets moved between a low of $57.0M (Q3 2024) and a high of $78.3M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$67.3M total assets against $61.8M; $54.7M total liabilities against $50.2M.

Loans and leases against deposits

$34.2M net loans and leases against $29.1M; $54.4M total deposits against $49.9M.

Securities and cash

$22.1M securities against $24.6M; $9.2M cash and balances due against $6.2M.

Interest income against interest expense

$819K total interest income against $717K; $116K total interest expense against $96K.

Net interest income

$703K net interest income against $621K.

Noninterest income against noninterest expense

$59K total noninterest income against $93K; $488K total noninterest expense against $466K.

Provision for credit losses

$0 provision for credit losses against $0.

Net income

$328K net income against $307K.

Return on assets and net interest margin

1.94% return on assets against 1.98%; 4.25% net interest margin against 4.10%.

CET1 and Tier 1 leverage ratios

20.77% tier 1 leverage ratio against 21.22%.

Inside the full Jackson Parish Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from -0.74% (Q3 2024) to 1.98% (Q2 2025) and its net interest margin ran from 3.58% (Q3 2024) to 4.37% (Q3 2025).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 20.77% 1.94% 2.87% 7.68% 4.25%
Q1 2026 17.90% 1.01% 1.49% 3.85% 4.12%
Q4 2025 21.40% 0.34% 2.17% 5.55% 4.32%
Q3 2025 22.04% 1.63% 2.18% 5.61% 4.37%
Q2 2025 21.22% 1.98% 1.54% 3.82% 4.10%
Q1 2025 20.21% 1.53% 0.63% 1.53% 3.92%
Q4 2024 21.61% 1.06% 0.73% 1.84% 3.92%
Q3 2024 21.80% -0.74% 2.81% 6.22% 3.58%

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Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Jackson Parish Bank (main office) Jonesboro , LA 71251 $54.4M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in LA, rank 111 of 118 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Jackson Parish Bank: regulatory capital profile · BankRegReports

Frequently asked about Jackson Parish Bank

What are Jackson Parish Bank's total assets?

As of the Q2 2026 filing, Jackson Parish Bank reported total assets of $67.3 million in its FFIEC call report.

Where is Jackson Parish Bank headquartered?

It is headquartered in Jonesboro, LA, United States.

When was Jackson Parish Bank founded?

It was established in 1904, per the FDIC institution directory.

Is Jackson Parish Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Jackson Parish Bank?

Jackson Parish Bank's primary federal regulator is the FDIC.

How many branches does Jackson Parish Bank operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Jackson Parish Bank's Texas Ratio?

Its Texas Ratio is 7.68% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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