Jackson Parish Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Cost of interest-bearing deposits, which rose 0.26 percentage points to 1.25%. Jackson Parish Bank ranks 54th of 103 Louisiana banks on net interest margin, in the lower half at 4.25% (Q2 2026). The median for banks in the < $100M asset tier is 3.89% on net interest margin. Jackson Parish Bank sits 0.36 points higher, at 4.25% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.95% |
| Yield on loans | 7.07% |
| Yield on securities | 2.51% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.85% |
| Cost of interest-bearing deposits | 1.25% |
| Cost of interest-bearing liabilities | 1.25% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.25% |
| Yield to cost spread | 3.70% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $595K |
| Total interest expense | $116K |
| Interest expense on deposits | $116K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.53% | 0.60% | 3.03% | 6.05% | 1.87% |
| Q4 2023 | 3.87% | 0.64% | 3.34% | 6.88% | 1.88% |
| Q1 2024 | 4.10% | 0.58% | 3.59% | 6.83% | 1.91% |
| Q2 2024 | 4.22% | 0.64% | 3.66% | 7.05% | 1.87% |
| Q3 2024 | 4.15% | 0.68% | 3.58% | 6.66% | 1.87% |
| Q4 2024 | 4.50% | 0.69% | 3.92% | 7.21% | 2.06% |
| Q1 2025 | 4.48% | 0.67% | 3.92% | 6.94% | 2.19% |
| Q2 2025 | 4.73% | 0.76% | 4.10% | 7.06% | 2.28% |
| Q3 2025 | 5.01% | 0.78% | 4.37% | 7.28% | 2.37% |
| Q4 2025 | 4.95% | 0.76% | 4.32% | 7.11% | 2.32% |
| Q1 2026 | 4.76% | 0.76% | 4.12% | 6.88% | 2.46% |
| Q2 2026 | 4.95% | 0.85% | 4.25% | 7.07% | 2.51% |
Jackson Parish Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Jackson Parish Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jackson Parish Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8799) · FFIEC NIC profile (RSSD 122153)