Jackson Parish Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.57 percentage points higher than in Q1 2026, at 75.22%. Jackson Parish Bank ranks 81st of 103 Louisiana banks on loan-to-deposit ratio, in the lower half at 63.39% (Q2 2026). Jackson Parish Bank reported 63.39% on loan-to-deposit ratio for Q2 2026, 4.24 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $31.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.39% |
| Net loans and leases to deposits | 62.93% |
| Loans and leases to core deposits | 75.22% |
| Core deposits to total deposits | 84.26% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 45.91% | 93.59% | $0 | $0 |
| Q4 2023 | 39.00% | 92.52% | $0 | $0 |
| Q1 2024 | 44.76% | 91.60% | $0 | $0 |
| Q2 2024 | 45.70% | 92.04% | $0 | $0 |
| Q3 2024 | 50.68% | 90.46% | $0 | $0 |
| Q4 2024 | 40.37% | 92.65% | $0 | $0 |
| Q1 2025 | 52.86% | 88.48% | $0 | $0 |
| Q2 2025 | 58.86% | 87.90% | $0 | $0 |
| Q3 2025 | 65.81% | 87.49% | $0 | $0 |
| Q4 2025 | 48.75% | 88.53% | $0 | $0 |
| Q1 2026 | 59.14% | 84.91% | $0 | $0 |
| Q2 2026 | 63.39% | 84.26% | $0 | $0 |
Jackson Parish Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Jackson Parish Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jackson Parish Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8799) · FFIEC NIC profile (RSSD 122153)