Jackson Parish Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 2.61 percentage points higher than in Q1 2026, at 18.72%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 20.77% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.0M |
| Tier 1 capital | $14.0M |
| Total risk-based capital | — |
| Total equity capital | $12.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 18.77% |
| Tangible equity to tangible assets | 18.77% |
| Equity capital to average assets | 18.72% |
| Internal capital growth rate | 10.65% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $1.5M |
| Retained earnings | $12.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 20.21% | 15.10% | 15.10% |
| Q4 2023 | 21.05% | 14.44% | 14.44% |
| Q1 2024 | 19.19% | 16.17% | 16.17% |
| Q2 2024 | 21.58% | 16.70% | 16.70% |
| Q3 2024 | 21.80% | 19.10% | 19.10% |
| Q4 2024 | 21.61% | 14.78% | 14.78% |
| Q1 2025 | 20.21% | 17.40% | 17.40% |
| Q2 2025 | 21.22% | 18.75% | 18.75% |
| Q3 2025 | 22.04% | 19.87% | 19.87% |
| Q4 2025 | 21.40% | 15.64% | 15.64% |
| Q1 2026 | 17.90% | 18.23% | 18.23% |
| Q2 2026 | 20.77% | 18.77% | 18.77% |
Jackson Parish Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Jackson Parish Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jackson Parish Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8799) · FFIEC NIC profile (RSSD 122153)