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BanksCommunity Bank of Oklahoma

Community Bank of Oklahoma

VERDEN, OKMicroEst. Aug 1, 1907FDIC #4217RSSD #412452FDIC
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Community Bank of Oklahoma is a small community bank chartered in 1907, based in Verden, OK. On its most recent Q1 2026 call report, Community Bank of Oklahoma reported $72M in total assets against $64M in deposits. Returns are notably above industry norms: 1.85% ROA, 16.77% ROE, and 4.86% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.46% exceeds the 9% CBLR threshold. Credit metrics show stress — 3.08% NPLs and a 19.27% Texas Ratio above the 100% historical failure threshold. 3 branches make up the footprint.

Headquarters Profile

Address
101 West Highway 62, VERDEN, OK 73092
County
Grady
Metro Area
OKLAHOMA CITY, OK
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
August 1, 1907
Branches
3 domestic
Employees (FTE)
17
FDIC Cert
4217
Fed RSSD
412452
Assets
$72M
Deposits
$64M
Loans
$39M
Equity
$7M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

NPL ratio at 3.08% — elevated credit deteriorationWhat does this mean? →

Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.

Community Bank of Oklahoma rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.85%3.08%19.27%4.86%
2025-12-310.56%3.07%15.20%4.40%
2025-09-301.87%3.11%20.23%4.21%
2025-06-3015.64%1.53%3.13%17.20%3.71%
2025-03-310.98%3.22%20.38%3.80%
2024-12-3116.64%0.83%1.28%8.69%4.02%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Failure / assisted resolution
    FDIC FAILURES

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Frequently asked about Community Bank of Oklahoma

What are Community Bank of Oklahoma's total assets?

As of the Q1 2026 filing, Community Bank of Oklahoma reported total assets of $72.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Community Bank of Oklahoma headquartered?

Community Bank of Oklahoma is headquartered in VERDEN, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Community Bank of Oklahoma founded?

Community Bank of Oklahoma was established in 1907, per the FDIC institution directory.

Is Community Bank of Oklahoma FDIC-insured?

Yes. Community Bank of Oklahoma is an FDIC-insured commercial bank (FDIC Certificate #4217). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Community Bank of Oklahoma?

Community Bank of Oklahoma's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Community Bank of Oklahoma operate?

Community Bank of Oklahoma operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Community Bank of Oklahoma's Texas Ratio?

Community Bank of Oklahoma's Texas Ratio is 19.27% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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