Washita Valley Bank
Washita Valley Bank is the primary bank subsidiary of its parent holding company, headquartered in Fort Cobb, OK. As of Q1 2026, the bank held approximately $71M in total assets and $62M in deposits. Earnings are mid-range — 1.19% ROA and a 4.28% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.38% exceeds the 9% CBLR threshold. Credit metrics show stress — 10.85% NPLs and a 42.82% Texas Ratio above the 100% historical failure threshold. The bank operates from a single office.
Headquarters Profile
- Address
- 204 N Hazlett St, FORT COBB, OK 73038
- County
- Caddo
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- July 9, 1902
- Branches
- 1 domestic
- Employees (FTE)
- 11
- FDIC Cert
- 2308
- Fed RSSD
- 184759
- Parent Holding Company
- FORT COBB BANCSHARES, INC. (RSSD 1061932)
Inside the full Washita Valley Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Washita Valley Bank — freeThis is just Washita Valley Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
Washita Valley Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- FailureFailure / assisted resolutionFDIC FAILURES
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Similar banks
Compare Washita Valley Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Washita Valley Bank
What are Washita Valley Bank's total assets?
As of the Q1 2026 filing, Washita Valley Bank reported total assets of $70.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Washita Valley Bank headquartered?
Washita Valley Bank is headquartered in FORT COBB, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Washita Valley Bank founded?
Washita Valley Bank was established in 1902, per the FDIC institution directory.
Is Washita Valley Bank FDIC-insured?
Yes. Washita Valley Bank is an FDIC-insured commercial bank (FDIC Certificate #2308). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Washita Valley Bank?
Washita Valley Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Washita Valley Bank operate?
Washita Valley Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Washita Valley Bank's Texas Ratio?
Washita Valley Bank's Texas Ratio is 42.82% — within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Washita Valley Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required