Community State Bank of Canton
BankRegReports is independent of Community State Bank of Canton and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Community State Bank of Canton is an FDIC-insured commercial bank headquartered in Canton, OK, established in 1985 (FDIC certificate 26416), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $73.0M, up 3.5% from Q2 2025, the 141st largest of 169 banks headquartered in Oklahoma. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.90% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 26416
- Headquarters
- Canton, OK
- Established
- 1985
- Total assets, Q2 2026
- $73.0M
- Assets vs Q2 2025
- +3.5%
- Tier 1 leverage ratio, Q2 2026
- 12.90%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 103104764
- Latest call report
- Q2 2026, FFIEC 051 · Community State Bank of Canton call report
- Holding company
- CANTON BANCSHARES, INC.
- Asset rank in state
- 141st of 169 in Oklahoma
Community State Bank of Canton earns an unusually wide margin on its lending. The Canton, Oklahoma bank had $73 million in assets at June 30, 2026, up 3.5% from a year earlier. It keeps 4.86 cents of net interest income on every dollar of earning assets, higher than about three-quarters of the 583 banks with less than $100 million in assets (median 3.87 cents).
Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 0.34% of loans, down from 0.56% a year earlier. The commercial and industrial book ($13 million) is worsening: 0.82% of it is past due or on nonaccrual, up from 0.15% a year earlier.
As of June 30, 2026, Community State Bank of Canton reported a return on assets of 1.37%, a nonperforming-loan ratio of 0.34% and a Texas ratio of 2.89%. The figures come from its call report filed with the FFIEC.
Of the 169 banks headquartered in Oklahoma, Community State Bank of Canton is the 141st largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.1% to $73.0M, loans rose 0.1% and deposits fell 0.2%. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 32.7% of total loans, followed by commercial and industrial loans at 24.2%. The FDIC Summary of Deposits lists 2 offices for it, in Canton, OK and Seiling, OK; its Canton office books 89% of its branch deposits. Judged on its Q2 2026 call report, Community State Bank of Canton meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 101 W Main St, Canton, OK 73724
- County
- Blaine
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 10, 1985
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 14
- Domestic deposits
- $63.4M
- Allowance for credit losses
- $882K
- Net charge-offs (YTD)
- $19K
- Average total assets
- $73.7M
- Average total loans
- $53.2M
- Average interest-bearing deposits
- $51.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 10, 1985
- FDIC Cert
- 26416
- Fed RSSD
- 147651
- Website
- www.csbcanton.com →
- Parent Holding Company
- CANTON BANCSHARES, INC. (RSSD 1137293)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Community State Bank of Canton reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Community State Bank of Canton's total assets ranged from $62.9M (Q4 2023) to $73.1M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$73.0M total assets against $70.6M; $63.6M total liabilities against $62.0M.
$52.4M net loans and leases against $49.9M; $63.4M total deposits against $61.8M.
$7.6M securities against $8.8M; $10.6M cash and balances due against $9.7M.
$1.2M total interest income against $1.1M; $317K total interest expense against $314K.
$860K net interest income against $794K.
$66K total noninterest income against $71K; $540K total noninterest expense against $535K.
$60K provision for credit losses against $30K.
$253K net income against $242K.
1.37% return on assets against 1.39%; 4.86% net interest margin against 4.73%.
12.90% tier 1 leverage ratio against 12.38%.
Inside the full Community State Bank of Canton terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCommunity State Bank of Canton rankings
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.85% (Q4 2024) to 1.72% (Q3 2025) and its net interest margin ran from 4.48% (Q1 2025) to 5.02% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.90% | 1.37% | 0.34% | 2.89% | 4.86% |
| Q1 2026 | 13.02% | 1.57% | 0.00% | 1.15% | 4.96% |
| Q4 2025 | 13.01% | 1.36% | 0.60% | 4.44% | 5.02% |
| Q3 2025 | 12.61% | 1.72% | 0.39% | 2.08% | 4.92% |
| Q2 2025 | 12.38% | 1.39% | 0.56% | 3.00% | 4.73% |
| Q1 2025 | 12.27% | 1.27% | 1.06% | 5.72% | 4.48% |
| Q4 2024 | 12.19% | 0.85% | 1.11% | 6.11% | 4.69% |
| Q3 2024 | 12.25% | 1.41% | 1.04% | 5.69% | 4.95% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community State Bank of Canton (main office) | Canton , OK | 73724 | $56.6M |
| Seiling Branch | Seiling , OK | 73663 | $6.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 11, 1985 | Structure Change | Acquired Bank of Canton Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| October 10, 1985 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OK, rank 160 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Community State Bank of Canton’s latest filed figures and updates each quarter.
Similar banks
Compare Community State Bank of Canton with peers
Frequently asked about Community State Bank of Canton
What are Community State Bank of Canton's total assets?
As of the Q2 2026 filing, Community State Bank of Canton reported total assets of $73.0 million in its FFIEC call report.
Where is Community State Bank of Canton headquartered?
It is headquartered in Canton, OK, United States.
When was Community State Bank of Canton founded?
It was established in 1985, per the FDIC institution directory.
Is Community State Bank of Canton FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26416). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community State Bank of Canton?
Community State Bank of Canton's primary federal regulator is the FDIC.
How many branches does Community State Bank of Canton operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community State Bank of Canton's Texas Ratio?
Its Texas Ratio is 2.89% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Community State Bank of Canton.
Get an email when Community State Bank of Canton files its next call report, and benchmark it against any peer you choose.
Unlock Community State Bank of Canton, freeFree account