Farmers State Bank of Trimont
Also written as FSB of Trimont
BankRegReports is independent of Farmers State Bank of Trimont and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Farmers State Bank of Trimont is an FDIC-insured commercial bank headquartered in Trimont, MN, supervised by the FDIC, with $73.1M in total assets at Q2 2026, down 1.8% from Q2 2025, the 192nd largest of 221 banks headquartered in Minnesota. It was established in 1912 and holds FDIC certificate 1929. Its CET1 capital ratio was 24.06% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 1929
- Headquarters
- Trimont, MN
- Established
- 1912
- Total assets, Q2 2026
- $73.1M
- Assets vs Q2 2025
- -1.8%
- CET1 ratio, Q2 2026
- 24.06%
- Domestic offices
- 2 · Farmers State Bank of Trimont branches FDIC institution directory, current count
- Routing number
- 091210757
- Safety and soundness
- Is Farmers State Bank of Trimont safe?
- Latest call report
- Q2 2026, FFIEC 051 · Farmers State Bank of Trimont Q3 2026 call report, filed October 1, 2026 (preliminary)
- Holding company
- FSB HOLDING COMPANY, INC.
- Asset rank in state
- 192nd of 221 in Minnesota
Farmers State Bank of Trimont, based in Trimont, Minnesota, reported $73 million in assets at June 30, 2026, down 1.8% from a year earlier. It shrank its loan book 4.9% over the year, lower than about three-quarters of the 533 banks with less than $100 million in assets (median 2.6%). It also funds 17.43% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 12.81%).
Earnings jumped: net income for the quarter was $215,000, 136% above the same quarter a year earlier. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 1.05% of loans from 2.35%. One more trend to watch: the commercial and industrial book ($8.4 million) is worsening: 7.35% of it is past due or on nonaccrual, up from 4.16% a year earlier.
As of June 30, 2026, Farmers State Bank of Trimont reported a CET1 capital ratio of 24.06%, a return on assets of 1.17%, a nonperforming-loan ratio of 1.05% and a Texas ratio of 3.85%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Farmers State Bank of Trimont is the 192nd largest of the 221 banks headquartered in Minnesota. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.0% to $73.1M, loans fell 1.6% and deposits rose 0.6%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 29.7% of total loans, ahead of commercial and industrial loans at 19.4%. Its 2 offices in the FDIC Summary of Deposits are in Trimont, MN and Dunnell, MN; its Trimont office books 82% of its branch deposits. By the capital ratios in its Q2 2026 call report, Farmers State Bank of Trimont meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 220 Main St W, Trimont, MN 56176
- County
- Martin
- Metro Area
- Fairmont, MN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1912
- Former names
- Farmers State Bank of Trimont, Trimont, Minnesota (1959-2009)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 11
- Domestic deposits
- $60.7M
- Allowance for credit losses
- $598K
- Net charge-offs (YTD)
- $836K
- Average total assets
- $73.5M
- Average total loans
- $43.8M
- Average interest-bearing deposits
- $44.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1929
- Fed RSSD
- 803658
- Website
- www.trimontbank.com →
- Parent Holding Company
- FSB HOLDING COMPANY, INC. (RSSD 1126185)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Farmers State Bank of Trimont's total assets moved between a low of $72.4M (Q1 2026) and a high of $83.9M (Q4 2023) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$73.1M total assets against $74.5M; $62.0M total liabilities against $63.7M.
$42.5M net loans and leases against $44.8M; $60.7M total deposits against $60.9M.
$22.5M securities against $23.2M; $3.6M cash and balances due against $1.8M.
$878K total interest income against $937K; $268K total interest expense against $350K.
$610K net interest income against $587K.
$76K total noninterest income against $79K; $413K total noninterest expense against $456K.
$0 provision for credit losses against $0.
$215K net income against $91K.
1.17% return on assets against 0.49%; 3.49% net interest margin against 3.35%.
24.06% CET1 capital ratio against 24.73%; 17.43% tier 1 leverage ratio against 17.28%.
Inside the full Farmers State Bank of Trimont terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFarmers State Bank of Trimont rankings
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -1.79% (Q1 2026) to 1.55% (Q1 2025) and its net interest margin ran from 2.95% (Q4 2024) to 3.57% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 24.06% | 1.17% | 1.05% | 3.85% | 3.49% |
| Q1 2026 | 23.98% | -1.79% | 1.75% | 6.78% | 3.57% |
| Q4 2025 | 23.15% | 0.78% | 2.27% | 9.37% | 3.52% |
| Q3 2025 | 25.26% | 1.20% | 3.10% | 11.79% | 3.03% |
| Q2 2025 | 24.73% | 0.49% | 2.35% | 9.40% | 3.35% |
| Q1 2025 | 24.68% | 1.55% | 0.67% | 2.64% | 3.23% |
| Q4 2024 | 22.19% | 0.62% | 0.09% | 0.45% | 2.95% |
| Q3 2024 | 23.81% | 1.28% | 0.11% | 0.44% | 3.54% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers State Bank of Trimont (main office) | Trimont , MN | 56176 | $49.9M |
| Dunnell Branch | Dunnell , MN | 56127 | $10.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 1, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 1, 1989 | Structure Change | Acquired The First National Bank of Dunnell Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MN, rank 235 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $30K approved, $30K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1997 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Farmers State Bank of Trimont’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Farmers State Bank of Trimont
What are Farmers State Bank of Trimont's total assets?
As of the Q2 2026 filing, Farmers State Bank of Trimont reported total assets of $73.1 million in its FFIEC call report.
Where is Farmers State Bank of Trimont headquartered?
It is headquartered in Trimont, MN, United States.
When was Farmers State Bank of Trimont founded?
It was established in 1912, per the FDIC institution directory.
Is Farmers State Bank of Trimont FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #1929). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farmers State Bank of Trimont?
Farmers State Bank of Trimont's primary federal regulator is the FDIC.
What is Farmers State Bank of Trimont's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 24.06% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Farmers State Bank of Trimont operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Farmers State Bank of Trimont's Texas Ratio?
Its Texas Ratio is 3.85% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Farmers State Bank of Trimont previously called?
The charter now named Farmers State Bank of Trimont has also operated as Farmers State Bank of Trimont, Trimont, Minnesota (1959-2009), per FDIC structure-change records.
Go deeper on Farmers State Bank of Trimont.
Get an email when Farmers State Bank of Trimont files its next call report, and benchmark it against any peer you choose.
Unlock Farmers State Bank of Trimont, freeFree account