State Bank of Chandler
Operating from Chandler, MN, State Bank of Chandler serves its local market as an FDIC-insured commercial bank. State Bank of Chandler's Q1 2026 balance sheet shows $68M in assets funded primarily by $60M in customer deposits. Profitability is strong — 1.34% ROA, paired with 12.53% ROE and a 3.99% net interest margin. Capital is comfortably above regulatory minimums — CET1 ratio of 16.12% sits well above the 7% well-capitalized threshold. Credit metrics are in line with industry norms — 1.16% NPL ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 342 Main Ave, CHANDLER, MN 56122
- County
- Murray
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1902
- Branches
- 1 domestic
- Employees (FTE)
- 9
- FDIC Cert
- 8858
- Fed RSSD
- 112556
- Parent Holding Company
- CHANDLER BANCSHARES, INC. (RSSD 1843688)
Capital & Liquidity
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State Bank of Chandler rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about State Bank of Chandler
What are State Bank of Chandler's total assets?
As of the Q1 2026 filing, State Bank of Chandler reported total assets of $68.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is State Bank of Chandler headquartered?
State Bank of Chandler is headquartered in CHANDLER, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was State Bank of Chandler founded?
State Bank of Chandler was established in 1902, per the FDIC institution directory.
Is State Bank of Chandler FDIC-insured?
Yes. State Bank of Chandler is an FDIC-insured commercial bank (FDIC Certificate #8858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Bank of Chandler?
State Bank of Chandler's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is State Bank of Chandler's CET1 capital ratio?
State Bank of Chandler reported a Common Equity Tier 1 (CET1) capital ratio of 16.12% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does State Bank of Chandler operate?
State Bank of Chandler operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is State Bank of Chandler's Texas Ratio?
State Bank of Chandler's Texas Ratio is 6.57% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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