Farmers State Bank of Trimont: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers State Bank of Trimont of Trimont, MN against its peer group of 506 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.55% | 0.80% | +0.75% | 74th above |
| ROAE | 10.59% | 4.56% | +6.03% | 66th above |
| Net Interest Margin | 4.11% | 3.96% | +0.15% | 62nd above |
| Efficiency Ratio | 48.25% | 76.29% | -28.04% | 90th top |
| PPNR / Avg Assets | 2.05% | — | — | 74th above |
| Yield on Earning Assets | 5.66% | 5.45% | +0.21% | 77th top |
| Cost of Funds | 1.81% | 1.72% | +0.09% | 26th below |
| Net Interest Spread | 3.25% | — | — | 41st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 1.41% | -1.39% | 56th above |
| NPA / Total Assets | 0.02% | — | — | 59th above |
| NCO / Avg Loans | -0.26% | 0.10% | -0.36% | 98th top |
| ACL / Total Loans | 1.41% | — | — | 66th above |
| ACL / NPLs (Coverage) | 5700.00% | — | — | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.96% | 8.94% | -3.98% | 30th below |
| Provision / NCO | 112.14% | — | — | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 24.43% | 24.93% | -0.50% | 52nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 24.43% | 24.94% | -0.51% | 52nd above |
| Total Capital Ratio | 25.68% | — | — | 52nd above |
| Leverage Ratio | 17.55% | 14.22% | +3.33% | 85th top |
| Equity / Assets | 14.58% | 13.16% | +1.42% | 72nd above |
| TCE / Tangible Assets | 14.58% | — | — | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.66% | 69.24% | +3.42% | 38th below |
| Core Deposit Ratio | 92.26% | 88.77% | +3.49% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.19% | — | — | 34th below |
| Loan Growth (Y/Y) | -0.71% | — | — | 43rd below |
| Deposit Growth (Y/Y) | 2.77% | — | — | 62nd above |
See Farmers State Bank of Trimont's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farmers State Bank of Trimont, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers State Bank of Trimont profile, how to read a UBPR, or how this data updates.