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Bank Comparison

Community State Bank of Canton vs Community Bank of Oklahoma

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Community State Bank of Canton

RSSD 147651 · CANTON, OK

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vs

12 · 8

winning metrics across 20 comparable rows

Community Bank of Oklahoma

RSSD 412452 · VERDEN, OK

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Capital adequacy

MetricCommunity State Bank of CantonCommunity Bank of Oklahoma
CET1 Ratio
Tier 1 Capital Ratio
Total Capital Ratio
Tier 1 Leverage Ratio 13.02% 12.46%
Equity / Assets 12.58% 10.31%

Profitability

MetricCommunity State Bank of CantonCommunity Bank of Oklahoma
Return on Assets (ROA) 1.57% 1.85%
Return on Equity (ROE) 12.32% 16.77%
Net Interest Margin (NIM) 4.96% 4.86%
Yield on Earning Assets 6.73% 6.19%
Cost of Funds 1.96% 1.28%

Asset quality

MetricCommunity State Bank of CantonCommunity Bank of Oklahoma
Texas Ratio 1.15% 19.27%
Non-Performing Loan Ratio 0.00% 3.08%
Non-Performing Asset Ratio 0.16% 1.67%
Net Charge-Off Ratio -0.15% 0.00%
ACL / Loans 1.62% 1.05%

Balance sheet

MetricCommunity State Bank of CantonCommunity Bank of Oklahoma
Total Assets $73,064K $72,450K
Total Deposits $63,504K $64,421K
Total Loans $53,231K $39,301K
Total Equity $9,190K $7,466K
Net Income (quarter) $279 $316

Liquidity & funding

MetricCommunity State Bank of CantonCommunity Bank of Oklahoma
Loan-to-Deposit Ratio 83.82% 61.01%
Core Deposit Ratio 84.04% 92.92%
Uninsured Deposit Ratio

Identity

MetricCommunity State Bank of CantonCommunity Bank of Oklahoma
Headquarters City CANTON VERDEN
Headquarters State OK OK
Asset Tier Micro Micro
Charter Class 0 0
Regulator FDIC FDIC
Domestic Branches 2 3
Employees (FTE) 14 17
Established Oct. 10, 1985, midnight Aug. 1, 1907, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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