First Federal Bank Littlefield, Texas, SSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Bank Littlefield, Texas, SSB of Littlefield, TX against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.53% | 3.33% | -2.80% | 27th below |
| ROAE | 3.06% | 8.29% | -5.23% | 24th bottom |
| Net Interest Margin | 4.55% | 3.92% | +0.63% | 77th top |
| Efficiency Ratio | 85.71% | 84.47% | +1.24% | 23rd bottom |
| PPNR / Avg Assets | 0.67% | 1.56% | -0.89% | 26th below |
| Yield on Earning Assets | 6.21% | 5.24% | +0.97% | 82nd top |
| Cost of Funds | 1.95% | 1.67% | +0.28% | 31st below |
| Net Interest Spread | 3.53% | 3.30% | +0.23% | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.31% | 1.42% | -1.11% | 49th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.20% | 0.71% | -0.51% | 45th below |
| NCO / Avg Loans | -0.02% | 0.15% | -0.17% | 84th top |
| ACL / Total Loans | 1.60% | 1.53% | +0.07% | 72nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 508.21% | 722.02% | -213.81% | 80th top |
| Texas Ratio | 1.51% | 8.57% | -7.06% | 54th above |
| Provision / NCO | 0.00% | 286.20% | -286.20% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 17.40% | 22.09% | -4.69% | 74th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 17.39% | 20.73% | -3.34% | 75th top |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 17.37% | 20.48% | -3.11% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.40% | 74.26% | +2.14% | 36th below |
| Core Deposit Ratio | 85.95% | 88.31% | -2.36% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.36% | 3.82% | +3.54% | 75th top |
| Loan Growth (Y/Y) | -6.17% | 6.87% | -13.04% | 17th bottom |
| Deposit Growth (Y/Y) | 8.52% | 2.97% | +5.55% | 79th top |
See First Federal Bank Littlefield, Texas, SSB's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Bank Littlefield, Texas, SSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Bank Littlefield, Texas, SSB profile, how to read a UBPR, or how this data updates.