First Federal Bank Littlefield, Texas, SSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Equity capital to total assets edged up by 0.14 percentage points, from 17.25% to 17.39%, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.40% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.8M |
| Tier 1 capital | $11.8M |
| Total risk-based capital | — |
| Total equity capital | $11.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 17.39% |
| Tangible equity to tangible assets | 17.37% |
| Equity capital to average assets | 17.36% |
| Internal capital growth rate | 3.06% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $11.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$46K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 20.49% | 20.67% | 20.67% |
| Q4 2023 | 20.40% | 19.92% | 19.92% |
| Q1 2024 | 19.32% | 19.39% | 19.39% |
| Q2 2024 | 19.64% | 19.30% | 19.30% |
| Q3 2024 | 19.44% | 19.46% | 19.46% |
| Q4 2024 | 19.45% | 18.89% | 18.86% |
| Q1 2025 | 19.11% | 18.97% | 18.94% |
| Q2 2025 | 18.98% | 18.18% | 18.15% |
| Q3 2025 | 17.61% | 17.54% | 17.52% |
| Q4 2025 | 17.65% | 17.69% | 17.66% |
| Q1 2026 | 17.24% | 17.25% | 17.22% |
| Q2 2026 | 17.40% | 17.39% | 17.37% |
First Federal Bank Littlefield, Texas, SSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Bank Littlefield, Texas, SSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Bank Littlefield, Texas, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30291) · FFIEC NIC profile (RSSD 14977)