First Federal Bank Littlefield, Texas, SSB: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 251.98 percentage points in Q2 2026, from 256.23% to 508.21%. It was the largest change from Q1 2026 among the key lines here. Within Texas, First Federal Bank Littlefield, Texas, SSB is 309th of 345 on return on assets, 0.53% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 0.98% on return on assets. First Federal Bank Littlefield, Texas, SSB sits 0.45 points lower, at 0.53% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.40% |
| Equity capital to assets | 17.39% |
| Tangible equity to tangible assets | 17.37% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.31% |
| Non-performing assets ratio | 0.20% |
| Net charge-off ratio | -0.02% |
| Texas ratio | 1.51% |
| Allowance for credit losses to loans | 1.60% |
| Reserve coverage of non-performing loans | 508.21% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.53% |
| Return on equity | 3.06% |
| Net interest margin | 4.55% |
| Efficiency ratio | 85.71% |
| Yield on earning assets | 6.21% |
| Cost of funds | 1.95% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.40% |
| Core deposits to total deposits | 85.95% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.02% |
| Securities to assets | 13.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 20.49% | 0.70% | 5.60% | 0.00% | 0.00% |
| Q4 2023 | 20.40% | 0.34% | 5.41% | 0.00% | 0.00% |
| Q1 2024 | 19.32% | 0.35% | 4.80% | 0.00% | 0.00% |
| Q2 2024 | 19.64% | 0.37% | 4.72% | 0.07% | 0.07% |
| Q3 2024 | 19.44% | 0.38% | 4.98% | 0.18% | -0.01% |
| Q4 2024 | 19.45% | 0.43% | 4.96% | 0.17% | -0.02% |
| Q1 2025 | 19.11% | 0.58% | 4.64% | 0.00% | 0.04% |
| Q2 2025 | 18.98% | 0.64% | 4.54% | 0.00% | 0.00% |
| Q3 2025 | 17.61% | 0.69% | 4.76% | 0.49% | -0.01% |
| Q4 2025 | 17.65% | 0.25% | 4.84% | 0.40% | 0.00% |
| Q1 2026 | 17.24% | 0.58% | 4.46% | 0.64% | 0.03% |
| Q2 2026 | 17.40% | 0.53% | 4.55% | 0.31% | -0.02% |
First Federal Bank Littlefield, Texas, SSB vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Bank Littlefield, Texas, SSB, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Bank Littlefield, Texas, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30291) · FFIEC NIC profile (RSSD 14977)