Bank call report · Hertford, NC
Hertford Savings Bank, SSB Call Report
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Hertford Savings Bank, SSB filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 157 reported line items, schedule by schedule (524 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 971379 |
| FDIC certificate number | 31345 |
| Total assets | $20.7M |
Official Q2 2026 call report PDF (FFIEC) →
Hertford Savings Bank, SSB call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Hertford Savings Bank, SSB balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $20.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $20.7M |
| Total Liabilities and Minority Interest | RCON2948 | $18.5M |
| Total Deposits | RCON2200 | $18.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $17.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $14.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $14.5M |
| Interest-bearing Balances | RCON0071 | $3.6M |
| Total Equity Capital | RCON3210 | $2.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $2.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $2.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $1.6M |
| Held-to-maturity Securities, Total | RCON1754 | $1.6M |
| Deposits: Noninterest-bearing | RCON6631 | $1.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $632K |
| Other Assets | RCON2160 | $223K |
| Allowance for Loan and Lease Losses | RCON3123 | $135K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $47K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $20K |
| Other Liabilities, Total | RCON2930 | $3K |
Schedule RI: Income Statement (25 items)
About Schedule RI · Hertford Savings Bank, SSB income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $507K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $406K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $399K |
| Total Noninterest Expense | RIAD4093 | $286K |
| Net Interest Income | RIAD4074 | $276K |
| Total Interest Expense | RIAD4073 | $231K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $213K |
| Other Noninterest Expense | RIAD4092 | $161K |
| Salaries and Employee Benefits | RIAD4135 | $105K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $72K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $24K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $20K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $18K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$16K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$12K |
| Net Income (Loss) | RIAD4340 | -$12K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$12K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$10K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $7K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$6K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $5K |
| Applicable Income Taxes | RIAD4302 | -$4K |
| Other Noninterest Income | RIADB497 | $4K |
| Total Noninterest Income | RIAD4079 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 3 |
Schedule RC-B: Securities (11 items)
About Schedule RC-B · Hertford Savings Bank, SSB securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $265K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $245K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.6M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $999K |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $966K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $500K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $499K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $356K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $356K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $347K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $265K |
Schedule RC-C, Part I: Loans and Leases (22 items)
About Schedule RC-C, Part I · Hertford Savings Bank, SSB loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $14.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $11.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $9.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $974K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $755K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $618K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $575K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $554K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $352K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $270K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $249K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $205K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $175K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $117K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $107K |
| Real Estate Loans Secured by Farmland | RCON1420 | $91K |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $71K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $52K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $91K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $38K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $33K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
Schedule RC-E: Deposit Liabilities (18 items)
About Schedule RC-E · Hertford Savings Bank, SSB deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $17.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $17.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $7.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $6.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $4.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $3.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $2.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $2.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.5M |
| Total Transaction Accounts | RCON2215 | $1.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $882K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $818K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $41K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Hertford Savings Bank, SSB quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $20.6M |
| Quarterly Average of Total Loans | RCON3360 | $14.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $13.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $10.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $6.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $2.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $2.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $999K |
| Mortgage-backed Securities | RCONB559 | $629K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $250K |
| All Other Securities | RCONB560 | $20K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Hertford Savings Bank, SSB derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $373K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $25K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Hertford Savings Bank, SSB memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $391K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Hertford Savings Bank, SSB past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $161K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $161K |
| Additions to Nonaccrual Assets | RCONC410 | $32K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $32K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $32K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Hertford Savings Bank, SSB other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $20.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $18.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $15.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.2M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 768 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 10 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (14 items)
About Schedule RC-R, Part I · Hertford Savings Bank, SSB regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $20.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $20.6M |
| Average total consolidated assets | RCOAKW03 | $20.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $2.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $2.2M |
| Retained Earnings | RCOAKW00 | $2.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.2M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $1.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $1.4M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1064 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0693 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.2M |
| Total Equity Capital | RIAD3210 | $2.2M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Hertford Savings Bank, SSB changes in allowances for credit losses trends
Hertford Savings Bank, SSB call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Hertford Savings Bank, SSB call report?
The Hertford Savings Bank, SSB call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Hertford Savings Bank, SSB file?
Hertford Savings Bank, SSB files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Hertford Savings Bank, SSB call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Hertford Savings Bank, SSB has Federal Reserve RSSD ID 971379 and FDIC certificate number 31345. Either one finds its filings on the FFIEC Central Data Repository.
How often does Hertford Savings Bank, SSB file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Hertford Savings Bank, SSB financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 31345) · FFIEC NIC profile (RSSD 971379)