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Call report code · Schedule RC-R, Part I

RCOAKX79: Off-balance sheet exposures: Unused portion of conditionally cancellable commitments

RCOAKX79 is the call report code for off-balance sheet exposures: unused portion of conditionally cancellable commitments, reported on Schedule RC-R, Part I, Regulatory Capital Components and Ratios. For Q2 2026, 1,810 banks reported it, totaling $77.04B; the median among the 1,620 with a nonzero amount was $18.2M. The largest value reported for Q2 2026 was $1.14B, by Interbank.

Where RCOAKX79 sits on the call report

Reference facts for call report code RCOAKX79
CodeRCOAKX79 (prefix RCOA, item KX79)
Prefix RCOARegulatory capital items reported on Schedule RC-R.
ScheduleRC-R, Part I, Regulatory Capital Components and Ratios
Reported onFFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since2020

The same item under other prefixes

Item KX79 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCFAKX79 Regulatory capital items reported on Schedule RC-R 3

Largest reported values, Q2 2026

The ten banks reporting the largest RCOAKX79 values
BankHeadquartersRCOAKX79
Interbank Oklahoma City, OK $1.14B
BankPlus Belzoni, MS $1.02B
Capitol Federal Savings Bank Topeka, KS $755.2M
Union Savings Bank Cincinnati, OH $727.6M
Hills Bank and Trust Company Hills, IA $717.8M
Community Trust Bank, Inc. Pikeville, KY $658.3M
Choice Financial Group Fargo, ND $583.4M
National Exchange Bank and Trust Fond du Lac, WI $513.7M
First Bank Chicago Highland Park, IL $511.5M
Security Bank of Kansas City Kansas City, KS $509.6M

Total reported by quarter

Sum of RCOAKX79 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 20261,810$77.04B
March 31, 20261,745$69.35B
December 31, 20251,719$64.49B
September 30, 20251,723$64.86B
June 30, 20251,714$63.27B
March 31, 20251,729$63.08B
December 31, 20241,698$59.50B
September 30, 20241,688$60.73B

Related

All codes on Schedule RC-R, Part I · All call report schedules · Find the code for a loan type · What a call report is