Security Bank of Kansas City
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Data as of · sourced from FFIEC call reports. How we update
Security Bank of Kansas City is an FDIC-insured commercial bank headquartered in Kansas City, KS, established in 1933 (FDIC certificate 4705), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.86B, up 6.7% from Q2 2025, the 4th largest of 182 banks headquartered in Kansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.77% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 4705
- Headquarters
- Kansas City, KS
- Established
- 1933
- Total assets, Q2 2026
- $3.86B
- Assets vs Q2 2025
- +6.7%
- Tier 1 leverage ratio, Q2 2026
- 12.77%
- Domestic offices
- 34 FDIC institution directory, current count
- Routing number
- 101000925
- Latest call report
- Q2 2026, FFIEC 041 · Security Bank of Kansas City call report
- Holding company
- VALLEY VIEW BANCSHARES, INC.
- Asset rank in state
- 4th of 182 in Kansas
Security Bank of Kansas City, based in Kansas City, Kansas, reported $3.9 billion in assets at June 30, 2026, up 6.7% from a year earlier. It carries problem assets equal to 0.1% of the capital and reserves that would absorb them, a small fraction of the median of 3.6% for the 895 banks with $1 billion to $10 billion in assets. It also funds 12.77% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 10.52%).
Earnings jumped: net income for the quarter was $17 million, 40% above the same quarter a year earlier. Paper losses on its bond portfolio are shrinking: unrealized losses of $163 million equal 33% of Tier 1 capital, down from 40% a year earlier. Its margin is thin by comparison: it keeps 3.13 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).
As of June 30, 2026, Security Bank of Kansas City reported a return on assets of 1.67%, a nonperforming-loan ratio of 0.03% and a Texas ratio of 0.13%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Security Bank of Kansas City is the 4th largest of the 182 banks headquartered in Kansas. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.9% to $3.86B, loans fell 2.0% and deposits rose 0.3%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 42.0% of total loans, ahead of construction and land development loans at 16.4%. The FDIC Summary of Deposits lists 34 offices for it, in 14 cities across 2 states; its Kansas City 8 offices book 37% of its branch deposits. By the capital ratios in its Q2 2026 call report, Security Bank of Kansas City meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 701 Minnesota Ave, Kansas City, KS 66101
- County
- Wyandotte
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 041
- Established
- October 13, 1933
- Domestic offices
- 34 FDIC institution directory, current count
- Employees (FTE)
- 426
- Domestic deposits
- $3.19B
- Allowance for credit losses
- $33.3M
- Net charge-offs (YTD)
- -$171K
- Average total assets
- $3.95B
- Average total loans
- $2.06B
- Average interest-bearing deposits
- $2.32B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4705
- Fed RSSD
- 1009354
- Website
- www.securitybankkc.com →
- Parent Holding Company
- VALLEY VIEW BANCSHARES, INC. (RSSD 1050712)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Security Bank of Kansas City reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Security Bank of Kansas City's total assets ranged from $3.58B (Q4 2024) to $3.86B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.86B total assets against $3.62B; $3.41B total liabilities against $3.22B.
$2.07B net loans and leases against $1.97B; $3.19B total deposits against $2.97B.
$1.42B securities against $1.34B; $153.0M cash and balances due against $86.0M.
$42.4M total interest income against $40.2M; $13.1M total interest expense against $13.6M.
$29.3M net interest income against $26.6M.
$5.4M total noninterest income against $4.5M; $16.7M total noninterest expense against $16.0M.
$750K provision for credit losses against $0.
$16.5M net income against $11.8M.
1.67% return on assets against 1.26%; 3.13% net interest margin against 2.94%.
12.77% tier 1 leverage ratio against 12.75%.
Inside the full Security Bank of Kansas City terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Security Bank of Kansas City rankings
Its closest position to the top of a national ranking is 336 of 4,196, for total assets; its furthest is 3,206 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.20% (Q3 2024) to 1.67% (Q2 2026) and its net interest margin ran from 2.85% (Q1 2025) to 3.13% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.77% | 1.67% | 0.03% | 0.13% | 3.13% |
| Q1 2026 | 12.80% | 1.34% | 0.00% | 0.02% | 3.08% |
| Q4 2025 | 12.68% | 1.46% | 0.00% | 0.02% | 3.08% |
| Q3 2025 | 12.87% | 1.36% | 0.01% | 0.03% | 3.06% |
| Q2 2025 | 12.75% | 1.26% | 0.01% | 0.26% | 2.94% |
| Q1 2025 | 12.74% | 1.20% | 0.01% | 0.27% | 2.85% |
| Q4 2024 | 12.47% | 1.40% | 0.01% | 0.30% | 2.92% |
| Q3 2024 | 12.09% | 1.20% | 0.02% | 0.32% | 2.92% |
Swipe the table sideways to see every column.
Branch Network
View all 34 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Security Bank of Kansas City (main office) | Kansas City , KS | 66101 | $730.3M |
| 95th St Branch | Overland Park , KS | 66212 | $397.1M |
| Oak Trafficway Branch | Gladstone , MO | 64118 | $162.1M |
| Corporate Center Branch | Mission , KS | 66202 | $158.3M |
| 3rd St Branch | Lees Summit , MO | 64081 | $137.9M |
| West Branch | Kansas City , KS | 66112 | $127.7M |
| Main Street Branch | Lees Summit , MO | 64063 | $127.0M |
| Legends Branch | Kansas City , KS | 66109 | $113.2M |
| Peoria St Branch | Paola , KS | 66071 | $106.8M |
| 291 Highway Branch | Lees Summit , MO | 64086 | $78.3M |
| 119th St Branch | Leawood , KS | 66211 | $76.1M |
| 103rd St Branch | Overland Park , KS | 66212 | $75.5M |
| Strong Avenue Branch | Kansas City , KS | 66106 | $74.9M |
| Flintlock Road Branch | Kansas City , MO | 64158 | $66.2M |
| Roeland Park Branch | Roeland Park , KS | 66205 | $63.5M |
| 151st Street Branch | Overland Park , KS | 66223 | $59.7M |
| College Boulevard Branch | Overland Park , KS | 66210 | $57.1M |
| Antioch Road Branch | Gladstone , MO | 64119 | $55.6M |
| Midtown Branch | Kansas City , KS | 66102 | $52.4M |
| 150 Highway Branch | Lees Summit , MO | 64082 | $51.3M |
| Lackman Road Branch | Shawnee , KS | 66217 | $49.9M |
| Smithville Branch | Smithville , MO | 64089 | $48.0M |
| Olathe Branch | Olathe , KS | 66062 | $38.8M |
| 10th St. Branch | Kansas City , KS | 66101 | $37.6M |
| 137th St Branch | Overland Park , KS | 66223 | $37.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2017 | Structure Change | Acquired The Mission Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 22, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 20, 2007 | Structure Change | Acquired First Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 13, 2002 | Structure Change | Acquired Guaranty Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 12, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 5, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 5, 1987 | Structure Change | Acquired Arrowhead State Bank of Kansas City Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 30, 1974 | Structure Change | Acquired The Victory State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 29, 1974 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 23, 1962 | Structure Change | Acquired Riverview State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 11 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve). These actions name the parent holding company, VALLEY VIEW BANCSHARES, INC., not the bank itself
- November 20, 1992, Federal Reserve: Cease and Desist Order: Valley View Bancshares, Inc., Overland Park, KS
- Period: Most recent institution action November 20, 1992. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 2.3% of deposits in KS, rank 9 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 101 applications, 61 loans originated, $24.5M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $200K approved, $200K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2021 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Security Bank of Kansas City
What are Security Bank of Kansas City's total assets?
As of the Q2 2026 filing, Security Bank of Kansas City reported total assets of $3.86 billion in its FFIEC call report.
Where is Security Bank of Kansas City headquartered?
It is headquartered in Kansas City, KS, United States.
When was Security Bank of Kansas City founded?
It was established in 1933, per the FDIC institution directory.
Is Security Bank of Kansas City FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4705). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Security Bank of Kansas City?
Security Bank of Kansas City's primary federal regulator is the FDIC.
How many branches does Security Bank of Kansas City operate?
It operates 34 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Security Bank of Kansas City's Texas Ratio?
Its Texas Ratio is 0.13% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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