Security Bank of Kansas City: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Equity capital to total assets edged down 0.09 percentage points between Q1 2026 and Q2 2026, to 11.51%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.77% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $495.6M |
| Tier 1 capital | $495.6M |
| Total risk-based capital | — |
| Total equity capital | $443.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.51% |
| Tangible equity to tangible assets | 9.82% |
| Equity capital to average assets | 11.23% |
| Internal capital growth rate | 1.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $5.8M |
| Common stock surplus | $135.0M |
| Retained earnings | $426.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$123.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.74% | 7.66% | 5.78% |
| Q4 2023 | 11.58% | 9.12% | 7.32% |
| Q1 2024 | 11.69% | 9.05% | 7.26% |
| Q2 2024 | 11.61% | 9.02% | 7.23% |
| Q3 2024 | 12.09% | 10.72% | 8.92% |
| Q4 2024 | 12.47% | 10.06% | 8.22% |
| Q1 2025 | 12.74% | 10.80% | 9.00% |
| Q2 2025 | 12.75% | 11.08% | 9.28% |
| Q3 2025 | 12.87% | 11.55% | 9.79% |
| Q4 2025 | 12.68% | 11.51% | 9.79% |
| Q1 2026 | 12.80% | 11.59% | 9.90% |
| Q2 2026 | 12.77% | 11.51% | 9.82% |
Security Bank of Kansas City regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank of Kansas City, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank of Kansas City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4705) · FFIEC NIC profile (RSSD 1009354)