Security Bank of Kansas City: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Bank of Kansas City of Kansas City, KS against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.67% | 1.46% | +0.21% | 76th top |
| ROAE | 14.90% | 12.69% | +2.21% | 70th above |
| Net Interest Margin | 3.13% | 3.85% | -0.72% | 19th bottom |
| Efficiency Ratio | 47.76% | 57.41% | -9.65% | 80th top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.82% | 1.88% | -0.06% | 58th above |
| Yield on Earning Assets | 4.52% | 5.72% | -1.20% | 7th bottom |
| Cost of Funds | 1.55% | 2.02% | -0.47% | 78th top |
| Net Interest Spread | 2.43% | 3.18% | -0.75% | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 1.00% | -0.63% | 67th above |
| NPA / Total Assets | 0.20% | 0.76% | -0.56% | 76th top |
| NCO / Avg Loans | -0.03% | 0.43% | -0.46% | 96th top |
| ACL / Total Loans | 1.58% | 1.31% | +0.27% | 89th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 425.39% | 564.57% | -139.18% | 78th top |
| Texas Ratio | 1.93% | 7.40% | -5.47% | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.77% | 11.43% | +1.34% | 83rd top |
| Equity / Assets | 11.51% | 11.33% | +0.18% | 68th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.82% | 10.50% | -0.68% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.01% | 86.98% | -20.97% | 89th top |
| Core Deposit Ratio | 88.79% | 85.55% | +3.24% | 52nd above |
| Uninsured Deposit Ratio | 35.48% | 33.12% | +2.36% | 38th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 5.28% | 5.70% | -0.42% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.67% | 9.68% | -3.01% | 60th above |
| Loan Growth (Y/Y) | 5.23% | 8.06% | -2.83% | 48th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.18% | 7.88% | -0.70% | 63rd above |
See Security Bank of Kansas City's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security Bank of Kansas City, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Bank of Kansas City profile, how to read a UBPR, or how this data updates.