Security Bank of Kansas City: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Security Bank of Kansas City is a community bank chartered in 1933, based in Kansas City, KS, during the Great Depression banking crisis. The Q2 2026 balance sheet stands at $3.9B in assets, including $2.1B in loans. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.77% exceeds the CBLR threshold. The bank posts a strong 1.67% ROA and 14.90% ROE. Asset quality is pristine, 0.37% NPLs and a 1.93% Texas Ratio. Its footprint covers 34 branches concentrated in Kansas.
As of June 30, 2026, Security Bank of Kansas City reported a Tier 1 leverage ratio of 12.77%, a return on assets of 1.67%, a nonperforming-loan ratio of 0.37%, a Texas ratio of 1.93%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 701 Minnesota Ave, Kansas City, KS 66101
- County
- Wyandotte
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 041
- Established
- October 13, 1933
- Offices
- 34 domestic
- Employees (FTE)
- 426
- Domestic deposits
- $3.19B
- Allowance for credit losses
- $33.3M
- Net charge-offs (YTD)
- -$171K
- Average total assets
- $3.95B
- Average total loans
- $2.06B
- Average interest-bearing deposits
- $2.32B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4705
- Fed RSSD
- 1009354
- Website
- www.securitybankkc.com →
- Parent Holding Company
- VALLEY VIEW BANCSHARES, INC. (RSSD 1050712)
Profitability
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Security Bank of Kansas City terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Security Bank of Kansas City, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Security Bank of Kansas City rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.77% | 1.67% | 0.37% | 1.93% | 3.13% |
| Q1 2026 | 12.80% | 1.34% | 0.12% | 0.64% | 3.08% |
| Q4 2025 | 12.68% | 1.46% | 0.13% | 0.68% | 3.08% |
| Q3 2025 | 12.87% | 1.36% | 0.13% | 0.72% | 3.06% |
| Q2 2025 | 12.75% | 1.26% | 0.15% | 1.02% | 2.94% |
| Q1 2025 | 12.74% | 1.20% | 0.15% | 1.08% | 2.85% |
| Q4 2024 | 12.47% | 1.40% | 0.10% | 0.84% | 2.92% |
| Q3 2024 | 12.09% | 1.20% | 0.11% | 0.82% | 2.92% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 34 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Security Bank of Kansas City (main office) | Kansas City , KS | 66101 | $730.3M |
| 95th St Branch | Overland Park , KS | 66212 | $397.1M |
| Oak Trafficway Branch | Gladstone , MO | 64118 | $162.1M |
| Corporate Center Branch | Mission , KS | 66202 | $158.3M |
| 3rd St Branch | Lees Summit , MO | 64081 | $137.9M |
| West Branch | Kansas City , KS | 66112 | $127.7M |
| Main Street Branch | Lees Summit , MO | 64063 | $127.0M |
| Legends Branch | Kansas City , KS | 66109 | $113.2M |
| Peoria St Branch | Paola , KS | 66071 | $106.8M |
| 291 Highway Branch | Lees Summit , MO | 64086 | $78.3M |
| 119th St Branch | Leawood , KS | 66211 | $76.1M |
| 103rd St Branch | Overland Park , KS | 66212 | $75.5M |
| Strong Avenue Branch | Kansas City , KS | 66106 | $74.9M |
| Flintlock Road Branch | Kansas City , MO | 64158 | $66.2M |
| Roeland Park Branch | Roeland Park , KS | 66205 | $63.5M |
| 151st Street Branch | Overland Park , KS | 66223 | $59.7M |
| College Boulevard Branch | Overland Park , KS | 66210 | $57.1M |
| Antioch Road Branch | Gladstone , MO | 64119 | $55.6M |
| Midtown Branch | Kansas City , KS | 66102 | $52.4M |
| 150 Highway Branch | Lees Summit , MO | 64082 | $51.3M |
| Lackman Road Branch | Shawnee , KS | 66217 | $49.9M |
| Smithville Branch | Smithville , MO | 64089 | $48.0M |
| Olathe Branch | Olathe , KS | 66062 | $38.8M |
| 10th St. Branch | Kansas City , KS | 66101 | $37.6M |
| 137th St Branch | Overland Park , KS | 66223 | $37.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2017 | Structure Change | Acquired The Mission Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 22, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 20, 2007 | Structure Change | Acquired First Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 13, 2002 | Structure Change | Acquired Guaranty Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 12, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 5, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 5, 1987 | Structure Change | Acquired Arrowhead State Bank of Kansas City Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 30, 1974 | Structure Change | Acquired The Victory State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 29, 1974 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 23, 1962 | Structure Change | Acquired Riverview State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 11 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for Security Bank of Kansas City, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (Federal Reserve). These actions name the parent holding company, VALLEY VIEW BANCSHARES, INC., not the bank itself
- November 20, 1992, Federal Reserve: Cease and Desist Order: Valley View Bancshares, Inc., Overland Park, KS
- Period: Most recent institution action November 20, 1992. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 2.3% of deposits in KS, rank 9 of 233 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 101 applications, 61 loans originated, $24.5M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Security Bank of Kansas City
What are Security Bank of Kansas City's total assets?
As of the Q2 2026 filing, Security Bank of Kansas City reported total assets of $3.86 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Security Bank of Kansas City headquartered?
Security Bank of Kansas City is headquartered in Kansas City, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Security Bank of Kansas City founded?
Security Bank of Kansas City was established in 1933, per the FDIC institution directory.
Is Security Bank of Kansas City FDIC-insured?
Yes. Security Bank of Kansas City is an FDIC-insured commercial bank (FDIC Certificate #4705). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Security Bank of Kansas City?
Security Bank of Kansas City's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Security Bank of Kansas City operate?
Security Bank of Kansas City operates 34 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Security Bank of Kansas City's Texas Ratio?
Security Bank of Kansas City's Texas Ratio is 1.93% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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